CAPITAL Services

CAPITAL Services is a leading payment portfolio management and servicing company based in Sioux Falls, South Dakota. For over two decades, we’ve been dedicated to building profitable payment programs for our clients, offering comprehensive solutions including portfolio analytics, financial modeling, and compliance services. As a family-owned business since 1998, we prioritize strong relationships with our community and clients. We specialize in asset origination, portfolio management, and managed services, helping financial institutions maximize their credit card portfolios.

Our team of data scientists and analysts leverage proprietary scorecards to deliver profitable portfolios, while our marketing and finance teams work together to build successful acquisition strategies. We’re committed to continuous improvement and innovation in the payments industry.

ViPR℠, our visibility into account-level profitability, is a key differentiator. We also provide customer care, fraud services, technology processing & security, and regulatory landscape support. CAPITAL Services is a trusted partner for financial institutions seeking to grow and manage their credit card assets.