CardPay365 Limited

CardPay365 Limited is a UK-based merchant services provider delivering card payment solutions to retail and leisure businesses across the country. Based in Manchester, the company specializes in supplying and supporting payment terminals, processing systems, and merchant accounts that enable businesses to accept credit and debit cards reliably and affordably. Founded in 2017, CardPay365 has grown to become one of the fastest-growing merchant services companies in the UK, trusted by thousands of small and medium-sized retailers, restaurants, bars, and hospitality venues.

The company offers a comprehensive range of card acceptance hardware including countertop terminals for fixed-location payments, portable Bluetooth and Wi-Fi enabled machines for table service, and mobile terminals with roaming SIM capabilities for outdoor events and mobile traders. Beyond hardware, CardPay365 provides e-commerce payment gateways, virtual terminals for online and phone payments, and real-time transaction reporting through a secure online dashboard. What differentiates CardPay365 is its commitment to simplicity and UK-based support; all terminals feature plug-and-play installation, and customers receive 24/7 phone, email, and online support with next-day terminal replacement if needed.

The company operates on a transparent pricing model with best-in-class transaction rates, zero minimum monthly service charges, and competitive terminal rental fees. Same-day settlement ensures funds reach merchant accounts quickly, while downloadable CSV reports help streamline accounting and bookkeeping. CardPay365 works with major terminal manufacturers including PAX and Ingenico, and partners with established banking providers to deliver compliant, secure payment processing.

The company is particularly focused on making card acceptance accessible to smaller businesses that previously found merchant services prohibitively expensive or complex.