Chestnut

Chestnut is a mortgage lender built from the ground up on AI. Most lenders still process loans by hand — shuffling paperwork, making phone calls, and asking borrowers for the same documents over and over. We don’t. Our AI-native process automates the manual work that drives up costs and slows down closings. The result: rates that are typically 0.5% lower than traditional lenders, closings in 2-3 weeks instead of 45+ days, and a process that doesn’t require a single phone call unless you want one. We offer purchase mortgages, refinances, home equity loans, and HELOCs across Texas and Colorado. Borrowers get instant personalized quotes in under two minutes — no callbacks, no pressure, no runaround. When you do want to talk to someone, a dedicated loan expert is a text, email, or call away. We started Chestnut because the mortgage industry was overdue for a real rebuild, not just a digital coat of paint on the same manual process. Every piece of our platform — from rate pricing to document collection to underwriting — was designed with AI at the core, not bolted on after the fact. If you’re buying a home, refinancing, or tapping your equity, we’d love to show you a better way to get a mortgage. NMLS #2688280 | www.nmlsconsumeraccess.org | Equal Housing Lender | Texas complaint/recovery fund notice: https://chestnutmortgage.com/texas-sml