Coastal Capital Advisors

Coastal Capital Advisors is a fee-only fiduciary financial planning and investment management firm, serving tech professionals with equity compensation.

We help people in tech cut through the noise and make smart, tax-savvy decisions about their money, without spending hours trying to figure it all out on their own. We help you answer questions like: Should I exercise my stock options, and when? How can I not get killed on taxes? I have a ton of company stock. What do I do with it? My company might IPO. What should I be doing now? Where should I be putting my extra money? How do I make sure I’m using my money to build the life I actually want?

Our approach is different. We bring together financial planning, tax strategy, equity decisions, and investing into one clear coordinated plan so you can focus on your life, not your spreadsheets. Before Coastal Capital Advisors Financial Noise Everywhere Your inbox, your social feed, your coworkers... everyone’s got a hot take. Top stocks to buy. IPO rumors. Roth conversion hacks. It’s overwhelming and contradictory. Analysis Paralysis You’re stuck in decision loops. Should you exercise your options now or later? Sell some RSUs? How do taxes fit into this? There’s no obvious next step, so you do nothing. Time You Don’t Have Researching tax implications and comparing financial advice on Reddit at 11 PM wasn’t in the life plan, but here you are. Pressure to “Get It Right” You know you’re making good money, but you also know there’s a smarter way to handle it...you’re just not sure what "it" is. And you’re afraid of messing it up. Disjointed, Stressful Money Management HR says “talk to your tax advisor.” Your CPA says “talk to your financial planner.” Your planner says “I don’t handle equity.” And no one’s talking to each other. WITH Coastal Capital Advisors One Clear, Simple, Tax-Smart Strategy Your finances aren’t a bunch of random pieces anymore. We connect the dots: equity, taxes, cash flow, investing, and show you exactly what to do. Confidence in Big Decisions You know when to exercise, when to sell, and how to avoid tax surprises. You feel informed, not overwhelmed. Time Back (and Sanity Too) No more late-night Googling or Chat GPTing. No more second-guessing. We do the analysis, monitor the market, and help you stay ahead of key deadlines and opportunities. A Plan That’s Built for You You get a system that fits your career, your values, and your lifestyle, not some off-the-shelf strategy. A Proactive Partner in Your Corner We guide you through every major financial moment, from buying a house to job changes to IPOs to planning for kid's education so you're prepared forwhat's next, not surprised by it.