Gem Underwriting Agency Ltd

Gem Underwriting Agency Ltd is a specialist Managing General Agent (MGA) providing comprehensive liability insurance solutions across the UK. Based in London, we partner exclusively with brokers to deliver expert-led underwriting for Employers’, Public, and Products Liability risks, with a particular focus on the demanding sectors of construction and high-risk trades. Operating under Delegated Authority, our experienced team leverages decades of London Market and MGA expertise, offering pragmatic, responsive service and long-term broker relationships. We pride ourselves on speed and certainty, delivering same-day Contract Certain Terms and policy documents within 24 hours. Gem Underwriting Agency was founded in 2023 with a commitment to providing top-tier service and competitive market rates, underpinned by our cutting-edge underwriting system built in partnership with Paracode. We’re more than just an insurer; we’re a trusted partner dedicated to building lasting relationships and setting new standards in liability underwriting.