Intelligent Life

We're a New Zealand-based Insurtech specialising in auto-underwriting solutions for life & health insurance companies. What we do. Using our auto-underwriting software, it takes just minutes to complete a digital insurance application and be offered competitively-priced, fully-underwritten insurance cover, online. No medical exam. No paper. Just an instant decision, enabling individuals to purchase cover immediately. Our software isn't just for individuals buying insurance. Our software also powers ‘point-of-sale’ solutions for insurance agents, helping them sell insurance products quickly and effectively. Our auto-underwriting Engine. The cornerstone of our insurance software is our auto-underwriting rules engine. Underwriting rules can be quickly and easily configured to auto-decision life, critical illness, disability, income protection and health products to meet the specific needs and underwriting philosophy of any insurer. Our rules engine is also available as a ‘self-contained’ module, which can be integrated into an insurer’s own online sales process. For some markets, we’ll connect our engine with third-party resources such as prescription databases, motor vehicle records, credit scores and prior insurance disclosures (MIB), to enhance real-time decisioning. Five reasons insurance companies use our auto-underwriting engine. 1. To reach younger consumers through digital channels 2. To empower Insurance Agents with Point-of-sale solutions 3. To reduce their acquisition costs 4. To improve their underwriting outcomes and compliance 5. To gain business insights through data analytics We help insurance companies achieve these strategies quickly, cost effectively, with lower risk and better outcomes. Where we operate: We've rolled out platforms selling life and health insurance online in Australia, New Zealand, Malaysia, Singapore, China, Hong Kong, South Africa and USA.