KNEX

Financial transactions are highly regulated, so every time money moves it must follow well-defined data and messaging standards. While the big payments “unicorns” have streamlined the payment leg, dozens of adjacent, customer-facing workflows (onboarding, account verification, payouts, reconciliations, lending checks, etc.) remain fragmented and slow. What we’re building • A modular API orchestration platform (KNEX) that lets banks, EMIs, fintechs—and even non-licensed brands offering embedded finance—turn any single workflow into a plug-and-play API. • Workflow-as-data. Each API is the formal expression of a workflow; by “cherry-picking” and combining the right data sets, we can assemble the exact sequence an end-user needs, then swap components as regulations or customer demands change. • AI Agents Powered by Smart Data. Knex’s domain-specific AI agents are trained on rich financial data and embedded analytics — automating workflow design, testing, and optimization. This enables faster development, real-time decisioning, proactive compliance, and smarter support from day one. • Secure by design. Our single-tenant architecture ensures every partner gets a dedicated, isolated environment — giving them the control needed for security, compliance, and custom configuration in regulated markets. Why we win • AI agents from day one. We use domain-specific agents to map, test and optimize these workflows faster than a human team could—cutting build times and surfacing better-informed decisions. • 12–18-month lead. Starting now positions us to have a mature, AI-optimized catalogue of financial workflows just as market demand for embedded finance and real-time reporting peaks. • First-principles engineering. We deconstruct every legacy process, rebuild only what adds value, and expose it as a clean, developer-friendly API—delivering a markedly better customer experience.