Nativeorange

Nativeorange is a Google-scale AI startup helping commercial insurance carriers modernize underwriting and claims workflows without replacing their core systems. Built natively on Google Cloud, Nativeorange applies practical, agentic AI to the most manual and time-consuming parts of insurance operations, starting with submission intake, triage, and qualification. Our flagship product, LexAI Underwriting Bench acts as a modern underwriting operating layer. By eliminating manual intake and early-stage screening work, Nativeorange: - Removes ~95% of human effort spent on out-of-appetite submissions - Reduces ~75% of human effort required to qualify in-appetite submissions - Enables underwriters to focus on judgment and risk selection—not data entry Nativeorange is purpose-built for Tier 3 and Tier 4 commercial carriers that need fast ROI, measurable productivity gains, and low-risk modernization. Our platform deploys in weeks and works alongside existing environments, including core systems such as Guidewire with no rip-and-replace required. Our product suite includes: - LexAI Underwriting Bench – intake, classification, and decision support - Orbit – third-party data enrichment and signal orchestration - Studio – analytics and intelligence for underwriting leadership - Access – agency-side workflow automation (emerging) Nativeorange delivers enterprise-grade underwriting outcomes—without enterprise-grade complexity or cost.