Orbio Insurance

Orbio Insurance is a specialist insurance provider dedicated to protecting recruitment agencies and umbrella companies in the UK. Built on 60+ years of combined leadership experience, we offer tailored insurance solutions designed to navigate the complex financial risks associated with joint and several liability under the upcoming April 2026 umbrella reform. Our core service centers around Tax Liability Insurance, seamlessly integrating SafeRec-certified umbrella compliance and Lloyd’s-underwritten financial strength to provide agencies with robust, audit-backed protection. Beyond this, we deliver comprehensive coverage including Professional Indemnity, Employers Liability, and Public Liability, all accessible through a fast, digital platform. Orbio empowers recruitment leaders to confidently scale their businesses, maintain compliance, and lead in a dynamic regulatory environment.