PayNovus AD
Sofia, Bulgaria · Finance and Banking
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PayNovus AD is a Finance and Banking company based in Sofia, Bulgaria, founded in 1998, with 20-30 employees. PayNovus AD's profile is verified on Enterprise League.
Overview
About PayNovus
PayNovus is an EU-regulated Electronic Money Institution, headquartered in Sofia, Bulgaria.
Founded in 1998 (originally as TBI Credit), we have been a Principal Member of Visa and a Worldwide Member of Mastercard for more than 18 years. Regulated by the Bulgarian National Bank, our services comply fully with EU directives and the strict requirements of Visa and Mastercard.
Our Core Services
🔹 Acquiring – Secure and scalable credit & debit card payment processing for European merchants serving global consumers.
• Settlements in EUR, GBP, USD
• In-house payment gateway & merchant portal
• Hosted payment page
• 3D Secure MPI
🔹 Online Payments – Flexible alternatives to traditional bank accounts.
• Online client onboarding & virtual IBANs
• SEPA & SEPA Instant transfers
• Local Payments
• API connectivity for seamless integration
• Reloadable prepaid cards linked to accounts
🔹 Issuing – Prepaid & business debit Visa cards.
• White-label solutions for corporate, gift, or voucher use cases
• Personalized and scalable programs
Why PayNovus
With deep regulatory expertise, long-standing card scheme memberships, and modern payment solutions, we help merchants, partners, and consumers access secure, flexible, and innovative financial services worldwide.
Contact Details
info@paynovus.com
Sofia, Bulgaria
Founded
1998
Employees
20-30
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