RCM&D

RCM&D is ranked among the top independent insurance advisory firms in the United States. Our specialized teams provide strategic solutions and consulting for risk management, insurance and employee benefits. Leveraging more than 140 years of experience and strong local, national and global reach, we partner with you to meet all of your business objectives. Established in 2020 through the strategic merger of Oswald Companies and RCM&D, Unison Risk Advisors™ (URA) is a high growth, privately held and majority employee-owned insurance brokerage and risk management firm. URA is comprised of a total of seven platform companies and their subsidiaries; including the addition of NSI Insurance Group in 2023, Enders Insurance and Avondale Insurance Associates in 2024, and Hatcher Insurance and Gibson Insurance Agency, Inc. in 2025. Through Avondale, URA offers wholesale-produced excess and surplus lines underwriting management across property and general liability classes.