TEMIDA Foundation

TO BRING AWARENESS TO INDIVIDUALS IN FINANCIAL LIFE ASPECTS We regularly provide training/support to make adults (and also kids) aware of financial life aspects through personal meetings and conferences. As well as the financial, we also provide a legal and psychological focus. We offer free advice to explain to households how to choose a proper financing solution, to manage their budget optimally on a daily basis, and to warn of the risks linked with the abuse of loans. TO SECURE ADVICE IN DEBT SITUATIONS We give personal coaching in having an understanding of your case of over indebtment. We work closely with you to create an action plan which includes negotiating with lenders and setting up a strategy of restructuring and refinancing. We explain the rights of all parties, provide legal and financial expertise to analyze credit agreements of all lenders, identify abuses and prepare templates to be used by debtors. We provide psychological support for households suffering from the situation. We measure the actions of our mission through a decrease of non-performing loan ratio and increased monthly rest for living