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The ID Co.

Edinburgh, United Kingdom (UK) · Information Technology

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Verified by Enterprise League

Data quality

Complete · Accuracy

Last verified

May 2026

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Overview

The ID Co. (www.theidco.com) helps businesses like lenders to onboard their customers by removing friction caused during the application process by the current challenges of risk, compliance, fraud, and regulation.A global Scotland-based FinTech, The ID Co. has been pioneering the use of bank data and Open Banking since 2011 and is an active participant in the UK Open Banking initiative and a founding member of FDATA, Innovate Finance, and Open Banking Excellence. The company is authorised and regulated in the UK as an Account Information Service Provider by the FCAOur business service, DirectID, solves key business pains such as assessing customers' affordability and verifying their account information, thereby offsetting credit risk. DirectID powers leading lenders such as Prosper, Marlette, Amigo, and more. Visit https://directid.theidco.com/ for more information.

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Contact Details

Edinburgh, United Kingdom (UK)

Founded

2011

Company Type

Private Limited Company

Employees

30-50

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