The Retirement Plan Company, LLC

TRPC believes that smaller businesses deserve the ability to establish a 401(k) plan to serve themselves and their employees just as much as larger companies. However, the rules, regulations, and fees to set up and manage a plan often means small companies are forced to forego this important benefit. TRPC has solved this problem with our new READY.SET(k) safe harbor solution expressly designed for businesses starting up a new plan. With READY.SET(k), we have simplified the setup, plan design, implementation and fee structure to provide just the features small business owners are looking for in their first 401(k) plan. But simple and low-cost doesn’t mean inferior. Quite the opposite. READY.SET(k) is supported by our expert team of consultants and is fully supported by the employer’s chosen financial advisor.

As third-party administrator (TPA), our experienced team of consultants and administrators will work closely with the employer in the design, implementation, and ongoing administration of its retirement plan. The experience and expertise of our staff ensures that plans are administered in a consistent and timely manner and that the plan’s design remains appropriate to the employer’s needs. The TPA services provided by TRPC include, but are not limited to, the following: - Customized plan design and installation - Preparation of plan documents and ongoing legislative/regulatory updates - Preparation of required employee notifications and disclosures - Calculation of employer contributions - Testing to demonstrate satisfaction of IRS Nondiscrimination and Coverage requirements and annual contribution limitations - Year-end Trust reconciliation and account activity reporting - Preparation of Form 5500 Annual Return/Report - Processing of participant distributions and participant loans

We offer a true “open architecture” daily valuation recordkeeping platform, which enables the plan sponsor – with the guidance of its investment advisor – to create an investment arrangement tailored to the unique needs of the employer and its workforce. In creating the plan’s investment menu, the plan and its investment advisor have access to virtually the entire universe of mutual funds and ETFs, along with stable value funds, collective investment trusts, self-directed brokerage accounts, and managed accounts. From the plan’s menu of investments, the plan’s investment advisor is therefore able to create and manage a series of model portfolios. Model portfolios are professionally-managed asset allocations that have proven to dramatically simplify investment selection and encourage plan participation. At no additional cost, choosing a model portfolio gives employees peace-of-mind knowing that their mix of investments is appropriate for their age and level of risk tolerance.

The Defined Benefit and Cash Balance Plans for which TRPC provides actuarial services range in size from sole proprietorships to large corporations. Some of the most common adopters of Defined Benefit Plans and Cash Balance Plans today are actually sole proprietors or owner-only corporations, as well as smaller professional employers (attorneys, physicians, dentists, CPAs, etc.). In addition to offering direct administration services to plan sponsors, TRPC offers actuarial services to other Third Party Administrators as TPA partners in Defined Benefit Plan and Cash Balance Plan administration. To speak with an experienced pension consultant about our Defined Benefit and Cash Balance Plan services and how they can benefit your business or your client’s business, please contact our Defined Benefit Department Manager, Kyle Brown, at 615-515-4459 or kbrown@trpcweb.com.