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ThinkSmart Limited

Manchester, United Kingdom (UK) · Finance and Banking

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Verified by Enterprise League

Data quality

Complete · Accuracy

Last verified

May 2026

ThinkSmart Limited is a Finance and Banking company based in Manchester, United Kingdom (UK), with 50-100 employees. ThinkSmart Limited's profile is verified on Enterprise League.

Overview

ThinkSmart Limited is a leading specialist digital payments platform business headquartered in Manchester, UK, providing innovative retail finance solutions to businesses and consumers. Since 2003, we’ve been a pioneer in digital, paperless point-of-sale finance, leveraging our proprietary technology – including the SmartCheck credit decision engine – to facilitate seamless transactions. We serve a diverse range of retailers across multiple sectors, from electrical goods to consumer electronics, enabling them to increase sales and build stronger customer relationships. Our unique approach combines deep retail and finance expertise with a commitment to regulatory compliance, as evidenced by our full FCA authorisation. Furthermore, ThinkSmart holds a significant shareholding in Block, Inc (NYSE: SQ), a global technology and payments leader, representing a strategic investment in future growth and value creation. We are committed to delivering shareholder value through this investment, alongside the careful management of our operational activities and the ongoing provision of outsourced call centre services. ThinkSmart’s legacy includes a successful partnership with Dixons Retail plc, demonstrating our ability to deliver tailored finance propositions that drive business success.

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Contact Details

info@thinksmartworld.com

Manchester, United Kingdom (UK), ThinkSmart Europe Limited is a trading name of RentSmart Limited

+1

Company Type

Public Limited Company

Employees

50-100

Keywords

#retail finance

#lease finance

#retail point of sale finance

#consumer lease finance

#paperless digital transactions

#in basket finance

#digital payments

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