Universal North America

On January 30, 2026, Universal North America Insurance Company (Universal North America), a Texas-based property and casualty insurance carrier, officially changed its corporate name to One Alliance North America Insurance Company (One Alliance North America). This followed its acquisition by 5B Alliance, LLC, formally completed on January 31, 2025. The name change reflects a deliberate brand-alignment strategy within the One Alliance family of companies. One Alliance North America currently operates in Arizona, California, Florida, Georgia, Hawaii, Nevada, North Carolina, South Carolina, and Texas, with Georgia added in 2025. One Alliance North America offers a comprehensive range of products, including Homeowners, Dwelling Fire, Renters, Condos, Business Owners (Florida only), and National Flood Insurance Program. In 2026, One Alliance North America will expand its products to include Auto Insurance, Private Flood, BOP (Arizona, Georgia, Nevada, North Carolina, South Carolina, and Texas), and Commercial Lines. This portfolio supports the company’s commitment to delivering innovative solutions for emerging risks, ensuring peace of mind and protection for policyholders and agents alike. One Alliance NA continually earns high ratings from both Demotech and A.M. Best.