Xchange Benefits, LLC,

Xchange Benefits, LLC, a subsidiary of the Octave Specialty Group (NYSE: OSG), is a Managing General Underwriter (MGU) with offices in New York and Indiana. It underwrites Employer Stop Loss, Group Term Life, Limited Benefit Medical, Student Medical, Critical Illness, Travel Insurance, Reinsurance, and other special risk A&H lines. We aim to establish long-lasting trading relationships with our producers and insurance carrier partners by providing an unmatched level of service and expertise in our market segments. Our experienced underwriting team has over 60 years of underwriting experience in a variety of lines and in many market conditions. All come from highly profitable backgrounds and are managed with clear and comprehensive guidelines compiled in conjunction with our carriers and reinsurers. Xchange Benefits is a leader in providing benefit solutions to clients countrywide. Our risk solutions successfully enable employer groups to maximize benefit schemes while protecting their financial position. In addition to assisting employer groups, we deliver risk solutions to individuals through accredited professional associations with long-standing histories of service in providing ancillary and supplemental insurance coverage.