FinTech Companies in Europe

Wallester is a fintech company founded in 2016 by Dmitri Logvinenko and Sergei Astafjev. It specializes in card issuance, processing, and payment transaction solutions.

In 2017 acquired the status of licensed payment service provider from the Estonian Finance Inspection

 Since 2018, Wallester got a lot of awards and has been a Visa FinTech Fast Track Member and a Visa Principal Member, issuing branded physical and virtual cards.

A product called Wallester Business provides customers with free corporate cards and personalized restrictions. 

Enabling everyone to take part and benefit from the transition towards a sustainable economy by creating the first investment platform for natural capital assets. What is natural capital and how can you invest in it? Natural capital investing recognises the intrinsic value of our ecosystems and the benefits they provide for people. It acknowledges the power of Nature-based Solutions (NbS) to address major societal challenges, such as food security, climate change, water security, human health, disaster risk, social and economic development. At Bageera we source projects that aim to protect, restore or sustainably manage nature – from a reforestation initiative that removes CO₂ from the atmosphere to a biodiversity programme protecting wildlife – and turn them into unique investment opportunities that realise their untapped potential. Backed by Flash Ventures, one of the strongest early-stage Venture Capital firm in Europe/Worldwide.

Epsor designs and distributes employee savings and retirement plans.

For both sophisticated and beginner investors, who aim to diversify their portfolio and minimise the risk, EVOestate.com provides one-click access to European P2P real estate platforms deals and allows to invest, compare and manage their investments across different European markets all at one place.

We connect customers with fair and relevant insurance products at the right time and moment. We partner up with companies with a large number of customers and/or transactions. They get the opportunity to grow their core business by enriching embedded insurance products. We provide the digital bsurance platform straightforward and in real-time and the tailor-made insurance products for their commercial activities.

We are bunq, bank of The Free. We’re here to break free from the status quo, and create a bank with our users in mind. Giving them the freedom to live life on their own terms. We built our own financial system from the ground up, and with the launch of our app in 2015, reinvented banking as you know it. And that’s just the beginning! We work around the clock to create fintech innovations that simply make banking and money management as easy, transparent, and fun as possible. Have a business? bunq Business was created as the ultimate bank account to save you time. This means no more paperwork, branch visits or bureaucracy ever again. Just the freedom to focus on what’s truly important: running your business. Go to bunq.com/business and find out how we can help your business thrive. Want to join us in our mission to revolutionise the traditional banking industry? You will become part of an international team of more than 400 bunqers (48 nationalities and counting!) that all have one thing in common: we love what we do. Waking up with brilliant ideas and going to bed knowing that you’ve personally contributed to them. That’s working at bunq. If that sounds like your kind of challenge, go to bunq.com/jobs get the ball rolling.

CropSafe is the only platform which utilizes satellite imagery and machine learning to accurately detect and predict impending diseases and contamination within your crops.

Crowmie is the first investment platform in tokenize renewable energy projects.

The Datum Network runs Datum, a marketplace where users can share or sell data on their own terms. The Datum Network's core technology is a decentralized and distributed high performance NOSQL database backed by a Ethereum blockchain ledger (smart contract). This technology allows anyone to backup structured data (such as social network data, data from wearables, smart home, and other IOT devices) in a secure, private, and anonymous manner.

Financial assistant for your business that helps you monitor cash flow, get paid faster, pay taxes and solve problems. Create and send an invoice, capture your income, see how much tax you owe - everything in one easy to use mobile app.

FidoRent is a real estate technology platform that makes the rental experience trustworthy for landlords, tenants and real estate agencies.

FINABRO is your consultant for saving & investing!

Finalgo is a digital platform that identifies eligible financing, grants, and aid company.

Financial solutions for entrepreneurs, self- employed and freelancers, combining digital business account benefits with multiple services

Flexee is a fintech company that provides employee financial benefit management services.

Flowpay provides Data-driven Financial Services for SMEs embedded within the platforms they use everyday. Lending is our initial product which we provide through platforms such as Point of Sales, E-commerce & Payment Providers. Our first goal is to be the leading Embedded Financial Services provider for SMEs in the CEE Region. Thanks to our unique access to data we have a deep understanding of each SME and can provide them with products that fit their needs.

Enrich your product with powerful banking and payment features using our simple banking-as-a-service APIs.

We are the ethical disruptor of Finance. Klear was founded in 2015 by senior bank executives who left their well-paid jobs to create a fair alternative to personal lending and investing. Our Peer-to-Peer lending platform connects people looking for higher returns on their savings with people looking for fairly-priced loans, offering better deals to both sides. Follow us on our mission to create a more fair and impact-conscious financial world!

Generation Home is a new mortgage lender on a mission to transform the housing market. We're broadening access to homeownership for aspiring first-time buyers, simplifying the home-buying process and promoting our customers' financial wellbeing through the smarter management of their home finances. Our next-generation mortgage experience empowers homeowners to track and manage their mortgage and housing wealth. Whether they want to upsize, raise capital or get mortgage-free, we update them with tailored products to choose from as their goals and finances evolve. Authorised and regulated by the Financial Conduct Authority. Register number: 921355

Global Unit Pay is an advanced blockchain-based platform with additional capabilities, providing the most complete and technically advanced set of services for conducting B2B, B2C, C2C financial transactions. Global Unit Pay is an authorized member of the d'Organisme de Surveillance pour Intermédiaires Financiers & Trustees (SOFIT) organization, and as such is supervised by SOFIT as a supervisory authority officially recognized by the Swiss Financial Markets Authority (FINMA), supervised in accordance with with the Swiss Federal Anti-Money Laundering Act (AMLA).

Viceversa is a powerful growth platform that boosts businesses at the pace they want with equity-free investments and data-driven insights. This European fintech company aims to become the financial and operational partner for the next generation of digital businesses, to help them make better decisions. At a time when all companies are rushing to get higher valuations and faster funding, our easy-to-use growth platform aspires to boost growth at a pace that is convenient for digital businesses. We do this by providing flexible growth capital from €10K to €1M for your digital business within three days. What’s more, our growth analytics allows you to collect, visualize, and analyze all of your data in one place to make better business decisions. Viceversa envisions a new way of growth based on transparency and technology to support companies in a sustainable and ethical way. We are on a journey to revamp the European fintech landscape. Are you with us?

The 21st century is the start of the on-demand revolution. Booking an Uber takes 2 seconds from your phone. Ordering a Glovo takes 5 seconds… And now, access to homeownership can be the same. Libeen’s mission is simple – we make homeownership smart and affordable for everyone thanks to our user-friendly process called the #Smarthousing. Nowadays young people can't afford buying their dream home as we don't have the capacity to save money. Mainly because we are paying extremely expensive rents that don’t allow us to save any money to access a mortgage… Perhaps it sounds familiar? This leaves us in the forever vicious circle of traditional rent wasting money every month. So, as we cannot afford the regular down payment, the bank cannot give us a mortgage loan. We are here to solve this huge structural problem for our generation and the next ones to come. In the USA they have proven the model to be successful. In Spain we are the only company currently being able to solve this issue, we have proven the model to work and now we are ready to take off 🚀. At Libeen, you’ll learn while working together towards our shared vision to give everyone easy access (in every way) to buy any apartment they want in their city. We welcome top performers that will bring new ideas, diverse perspectives & backgrounds, and we will provide you the opportunities to grow and make a real impact on millions of lives.

Bitstamp is the world’s longest-running cryptocurrency exchange, continuously supporting the Bitcoin economy since 2011. With a proven track record and mature approach to the industry, Bitstamp provides a secure and transparent venue to over four million customers and enables partners to access emerging crypto markets through time-proven infrastructure.

loyalBe is an embedded rewards platform for fintechs and FSIs. We leverage payment data to increase customer engagement and lifetime value through cashback offers from top retailers in your app. For retailers, we help you identify, reach, and influence likely buyers at scale via personalised campaigns, as well as measure the true sales impact of these marketing campaigns.

MAJORITY is the first digital financial service dedicated to serving migrants worldwide. For $5.99 a month, MAJORITY members in the U.S. receive an FDIC-insured account, VISA® debit card, use of more than 50,000 ATMs across North America, remittance and international calling, native language advisors, and access to our network of community meet-up spaces, local discounts and events. With MAJORITY, there are never overdraft fees or minimum balance requirements. MAJORITY was started in Sweden by a diverse team of banking, fintech, payments, and telecom executives serving immigrant communities globally for the last 15 years. MAJORITY’s U.S. headquarters are in Houston, Texas.

Maytana is the financial command center for multinational startups. Maytana consolidates all business bank accounts for multinational companies into a single unified view to make it easy to manage and move money between accounts.

Memento is the easiest way to create your own banking application. Memento helps companies that issue payment cards to set up and operate a banking application without spending all their time and resources on fundamentals. Within a few days, your company will have a branded card application and can start onboarding new clients and issuing cards. Companies that already have an application in the market can quickly embed card experiences and upgrade their app to a banking app.

Moonbit is a crypto Robo Advisor that offers investment portfolios curated by our asset management partner.

MyCointainer is a digital wallet that allows users to earn rewards from the decentralized economy through staking, masternodes and airdrops. MyCointainer is a solution designed for everyone - newcomers and professionals alike. Our aim is to enable easy access to the crypto world. We want everyone to equally benefit from rewards that come from various digital assets and as a result speed up the advent of crypto adoption worldwide. We believe that by providing a great value to our customers, product design excellence and education, we can help both people and industry to achieve the win-win scenario. We are committed to shaping MyCointainer to fit with a “user first” approach. With that in mind, we’re also very open to collaborating with new partners, exchanges, platforms, teams and entrepreneurs to participate on new and existing user-centric projects.

Mynt offers a powerful corporate credit card and spend management solution. You’ll get full control of what the team is spending in real time. Receipts will be sent straight into accounting after a transaction has been made (and approved). No more chasing receipts. No more personal expenses. Full control. Trust and freedom for the team. And countless hours saved by automating what is possibly the least favourite task in accounting. Book a demo with our sales team straight away on mynt.ws/demo or visit mynt.com for more information. Mynt was founded in Sweden in 2019 and holds an E-money license as well as a Visa Principal Membership which means that we issue our own cards.

Open Payments Europe provides the groundbreaking market infrastructure required for successful Open Banking. The Open Payments Platform is a PSD2 compliant API aggregation platform that offers a single, open and secure point of access to the diverse bank API networks throughout Europe and also connects partner services like lending, currency and virtual banks. Open Payments simplifies integration of third party application providers, e-commerce platforms and B2B systems.

Oper gives the paper-based mortgage industry access to a digital future. Our white-labelled product allows lenders and brokers to digitize the mortgage process from contact to contract, while increasing conversion and lowering the cost of a transaction. Oper Credits supports multiple leading mortgage providers around Europe. Using new EU regulations they enable one-click mortgages. The company is backed by leading B2B SaaS investors.

OWO technology GmbH is a fintech startup founded at Techquatier in Frankfurt. Its founding partners include one former director at Alipay Singapore and one former VP in FX & money markets at JPMorgan Chase & Co. Its vision is to provide the best payment integration and currency exchange services in Europe

Payable is a payment operations API and dashboard for fintechs and marketplaces. Companies can build complex payment flows, and reconcile and automate bank transfers. Stress free.

Payrails enables high-growth companies to craft their payment experiences and financial services globally. Our ledger-based operating system Payrails OS allows enterprises to build, operate, and scale payment acceptance and embed financial services without the need for a costly and complex in-house infrastructure. We are joined in our mission by top-tier investors Andreessen Horowitz and HV Capital to enable us to solve the growing complexity of payments.

The new wave of innovation in finance will focus on digital assets and electronic securities. In the near future, all kinds of assets will be issued natively on blockchains or represented in a tokenized format. BLOCKSIZE data, consulting and software services enable new market entrances and traditional players to overcome entry-barriers to these new business opportunities. BLOCKSIZE empowers financial institutions to provide cutting-edge technology for embracing the transformation to digital capital markets. The BLOCKSIZE solutions include compliant market data, oracle operations as well as the issuance, trading, staking and management of digital assets across the lifecycle. Simply put: Passion to enable With a team of experienced financial business professionals and know-how in blockchain technology, BLOCKSIZE enables its clients to transform their business and to leverage emerging regulatory opportunities in digital assets and electronic securities. The BLOCKSIZE advisory services and solutions have a track record in enabling clients to solve complex technical challenges. BLOCKSIZE is headquartered in Germany. The company is transferring German excellence in engineering, compliance, and stability to users worldwide – by ensuring the solutions work in the markets relevant to the customers.

At Moneybox, we help you turn your money into something greater. Millions of us want to achieve more with our money. But whether we’re looking to save for a rainy day, grow our money, buy a home, or even build a retirement fund, we leave it at the bottom of our to-do lists because we're not sure how to get started. This isn’t surprising. We aren’t taught about financial planning at school, the wealth industry was built to serve a minority, and it often feels like banks don’t care about helping us achieve outcomes. To top it off, the financial services industry is fragmented and confusing. This means that our money often isn’t working hard enough and our goals are much harder to achieve. So, we made a solution. We've brought saving, investing, home-buying, and retirement services together into one simple app. So people can reach their goals and build wealth with confidence, whatever their starting point. We want to help people build wealth, but our mission goes beyond that. We believe that building wealth isn’t simply about accumulating more money. It’s about going after the life you want and enjoying it to the fullest, today and tomorrow. This is what it means to turn your money into something greater.

We are on a mission to make the world of finance more accessible, engaging and useful. With a focus on simplicity, ease of use, speed and power – we aim to develop the best trading service on the market. We are a fintech company with deep expertise in trading, markets, blockchain, technology, customer centricity and financial regulation. We currently live across Europe and beyond in 23 languages. We provide great customer service to accompany our smart news feed, intelligent financial content, a broad range of education, and a wide range of markets for our clients to trade. Capital Com (UK) Limited is authorised and regulated by the Financial Conduct Authority (FRN 793714). Capital Com SV Investments Limited is authorised and regulated by the Cyprus Securities and Exchange Commission (Licence No. 319/17). Capital Com Australia Limited is registered in Australia and regulated by the Australian Securities and Investments Commission (ASIC). AFSL 513393. Experienced, talented and knowledgeable, our Capital.com team works to innovate in the world of finance and customer-centricity. We do the hard work to make complicated subjects easier to understand and complex tasks effortless to achieve. We are always looking for like-minded people and are ready to seize the opportunity to cooperate with leaders in the financial ecosystem – Universities, Technology Partners, Innovators, Regulators, or Complementary Businesses. Join our team: capital.com/careers CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

We are a privately owned market making company applying quantitative skills to provide the best trading experience possible to our clients. Who we are: We are a market making company, applying maths and technology skills to take advantage of the opportunities being created by the global electronic markets. What we do: We provide liquidity to the most liquid financial markets, because we enjoy the unparalleled level of competition. Making and taking prices in the high-speed electronic foreign exchange and derivative markets requires extreme skills and evolutionary ability. This is our passion. Our speciality is converting data-driven market sentiment into a tool for prediction. We excel in gathering data, analysing it and predicting market fluctuations. We're ruthlessly consistent at excluding any human influence from trading decisions. Yet we are a company of people and not algorithms. We are relentless at finding the best talent in both mathematics and technology, and putting them into an atmosphere in which they can thrive. As such, we are constantly investing in research and foster an open exchange of ideas. We offer a competitive compensation package and provide a creative working environment where the sharing of ideas and teamwork is in our DNA.

We are on a mission to make the world of finance more accessible, engaging and useful. With an intense focus on simplicity, ease of use, speed and power – we aim to develop the best trading service on the market. We are a fintech company with deep expertise in trading, markets, blockchain, technology, customer centricity and financial regulation. Currently live in private beta to VIP blockchain experts in 4 languages English, Chinese, Russian and South Korean, we provide great customer service to accompany our intelligent financial content, broad range of education and a wide range of markets for our clients to trade. Currency Com Bel is authorised and regulated by the High Technology Park in Belarus. Currency Com Gib is applying for a license under the DLT regulations in Gibraltar. Experienced, talented and knowledgeable, our Currency.com team works to innovate in the world of finance and customer centricity. We do the hard work to make complicated subjects easier to understand and complex tasks effortless to achieve. We are always looking for like minded people and are ready to seize the opportunity to cooperate with leaders in the financial ecosystem – Universities, Technology Partners, Innovators, Regulators or Complementary Businesses. Join our team: https://currency.com/ iOS app: https://itunes.apple.com/by/app/currency-com-exchange/id1458917114?mt=8 Android app: https://play.google.com/store/apps/details?id=com.currency.exchange.prod2

Traditional and digital currency managed seamlessly in one app. Money, done differently. The app you have been waiting for, with a use-anywhere card for spending (and lots of other services) coming soon.

Financial institutions — from fintechs and crypto platforms, to banks and credit unions — use our API to offer their customers fully regulated banking infrastructure and real-time clearing access.

Founded in 2019, Uncapped is a leading alternative finance provider empowering ambitious companies to turbocharge growth through non-dilutive capital. Uncapped provides working capital lines from £10k to £10m with no security, no hidden charges, and no personal guarantees, allowing founders to access fair and flexible finance to fund inventory, marketing and all other growth needs while retaining full control and ownership of their business.

Bottlepay is on a mission to make Bitcoin accessible to all. We are headquartered and operational in the UK, but have global plans. The app facilitates safe, secure, and social micropayments, in a way that benefits both businesses and consumers. Our aim is to rewrite the rules when it comes to cross-border transactions by making them instant, fast, and cost-effective. The app enables the instantaneous transfer of any amount, making sending and receiving payments a seamless experience. We’ve cut out the middleman, and their hefty fees, meaning that no transaction amount is too small. Our technology leverages the lightning network, a payment protocol that operates on top of a blockchain-based cryptocurrency (bitcoin). This is what gives speed to our transactions, and payments can be made in either bitcoin or GBP (Euro coming soon). Using Bottlepay means you can also choose how you receive your funds - you can either hold on to bitcoin or have it converted into the currency of your choice on receipt.

Entrepreneurs First invests in exceptional individuals to build startups from scratch. We bring together talented outliers to develop their most ambitious ideas and raise money from the world’s best investors. Since pioneering Talent Investing in 2015, we’ve learned to recognize individuals with extraordinary futures before anyone else, embedding them in a community of ambitious peers and giving them the tools they need to succeed, fast. We back them before they have a company, a team, even before they have an idea, based purely on talent. EF’s portfolio is now collectively valued at over $16B, and includes companies such as Aztec, Cleo, Magdrive, Neptune, Omnea, Opply, PolyAI, Tractable, and many more. EF is backed by some of the world's leading founders and investors, including Founders Fund, Greylock, John Collison (founder – Stripe), Patrick Collison (founder – Stripe), Reid Hoffman (founder – LinkedIn), Eric Schmidt (former CEO - Google), Demis Hassabis (founder – Google DeepMind ), Taavet Hinrikus (founder – Wise), Matt Mullenweg (founder – WordPress), Charlie Songhurst (Board member – Meta), Christa Davies (Board member – Stripe), Lachy Groom (founder – Physical Intelligence), Aidan Gomez (founder – Cohere), Mati Staniszewski (founder – ElevenLabs), Danny Rimer (Partner - Index Ventures), Matt Cohler (former General Partner - Benchmark). We exist to make great companies happen that otherwise wouldn’t. For more information about Entrepreneurs First, visit www.joinef.com We're hiring! Join our global team and experience firsthand the workings of a globally unique talent investor working with cutting edge entrepreneurs on world changing technologies: https://www.joinef.com/about/careers

Too many people think that investing money is complicated, involves a lot of effort and is only for those who already have a lot of money. With findependent, we show the opposite: with us, you can open an account online within approx. 15 minutes, easily select one of our optimally tailored investment solutions and get started with as little as 500 francs. And thanks to our practical investment app, you are always informed transparently about your investments, earnings and fees and can control your investment solution conveniently with your smartphone. Be smart and get more out of your savings. With findependent, you invest sustainably and on a diversified basis. And because investing for the long term is much more rewarding than leaving your money in the bank for a mini-interest rate, you can save for your future and enjoy your life now. findependent is also around 60% cheaper than comparable bank offers - so there's a lot more left over for you. With findependent we want to make investing simple, understandable and transparent and thus make the financial advantages of the financial markets accessible to everyone.

We are reinventing the claims process in private health insurance combining payment cards with a pay&claim solution

We're building a sustainable investing platform for people who care about their impact. Join now: http://grunfin.com

EU's first and largest licensed buy-to-let crowdfunding platform.