Financial Services Companies Worldwide

InvoiceSharing is a free electronic invoices network with Accounting-Robot and an appstore with great products that use invoices to make businesses successful to lower cost and improve cashflow. Sharing makes any business successful. The InvoiceSharing team is committed to help companies with their cash and cost worries! The company is founded by entrepreneurs who built successful companies before, and understand the sleepless nights of clients paying late, while salaries have to be paid and high cost levels of administrative processes. We believe connecting companies and their systems and facilitate the distribution of electronic invoices can solve these worries! We provide an online platform where companies connect their accountings system or electronic invoicing platform. These companies send and receive electronic invoices directly from their system, via InvoiceSharing, to the client system (we consider PDF as electronic paper, not as an electronic invoice). We speak all the languages of all systems, platforms and suppliers. We made this process free! We are not an electronic invoicing platform! We connect systems and distribute invoices, for free. Our revenues come from the sale of premium products for ‘things’ that you can use with electronic invoices, and be successful. Our marketplace is stuffed with great products and services that you can use, but definitely don’t need to use. Successful for us means lower costs (e.g. automating invoice processing, reporting tools), better cash flow (e.g. connecting all providers of alternative financing). In addition we sell white label versions of the platform to banks, software companies and platforms that need electronic invoices for their product offerings. We believe in an open and connected world, where connected companies are more successful. Therefor each company is equally important for us to make the network better. We are here to help companies of any size!

Spark Crowdfunding is Ireland's only equity crowdfunding platform. We are based in Dublin city centre. Our equity crowdfunding platform enables investors to invest into various stage Irish companies and it gives Irish companies the opportunity to raise new funds quickly and at low cost to accelerate their business growth.

We make returns easy and refunds faster. For everyone. We are shaping the future of eCommerce bringing frictionless, superfast and sustainable returns to everyone, anytime, anywhere. Because returning should be as easy as buying. If you're as excited about this as we are: join us! It’s a hell of a ride. Here's how we do things: • Full Gas: stay hungry, work hard and play hard • Deliver WOW: for our customers, great is just not good enough • Enjoy the ride: think big, do good and celebrate wins • Change the game: fail fast, learn faster, challenge often • REVER Back: use business to protect nature and think in the future tense

We are not a crypto company, we are a traditional financial institution that understands the complexities and benefits of blockchain and crypto. We are actively working with regulators in a number of jurisdictions to further improve the industry’s regulatory framework. Through a tokenized ecosystem, Coinmetro provides users a friendly gateway, allowing them to get involved in the crypto and wider fintech space with an ease of access not yet seen in the industry. Our goal, above all else, is to make sure that our clients’ overall experience is nothing short of exemplary. Our team’s extensive experience in the finance, retail trading, compliance, IT and legal sectors gives us the perfect platform of knowledge to build upon. We understand the importance of regulatory compliance and this is a primary focus for us at the forefront of all business actions. Stemming from the founding team’s collective background in traditional finance, Coinmetro delivers a user-focused framework that offers mobility between blockchain-based digital assets and traditional markets, combining the three major components of the digital economy: a cryptocurrency exchange, a trading platform and an ICO platform. Join our Discord: https://discord.gg/coinmetro Join our Telegram Group for the latest news: https://t.me/CoinMetro

Wayhome offers a completely new way for people to get on the housing ladder without needing to take out a mortgage. Homeowners get capital to buy a home worth up to eight times their income with only a 5% deposit. It also opens up owner-occupied residential property as an asset class for pension funds, who earn inflation-linked rent on the portion the occupier doesn't own. It offers a win, win for both homeowners and the investors. http://wayhome.co.uk

Founded in 1982, Finance 500 is an independent, registered broker-dealer, headquartered in Irvine California. The firm is a member of the Financial Industry Regulatory Authority (FINRA), and the Securities Investor Protection Corporation (SIPC). The firm is registered with the Securities and Exchange Commission (SEC) and is registered to handle transactions in all 50 states. For over three decades, Finance 500 has proven to be a reliable and trusted partner, providing brokerage and investment services, which assists banking institutions with cost effective deposits, and provides investors with FDIC insured CDs to create a stable investment portfolio.

Founded in 1999 by Stefan Lucht & Roland Probst as a way to offer solutions as the finance industry evolved, LPA was built on the needs of its clients. And as those needs have grown, so has LPA, becoming one of the world’s leading creators of award-winning software and consulting for the capital markets. Today the company has over 400 employees in 12 cities worldwide, delivering cutting-edge consulting through its specialist teams and technology through Capmatix, a software framework to automate workflows and documentation for OTC derivatives, structured products, complex contracts and asset management. Motive Partners, a leading specialist financial technology investment firm, has been partnered with and invested in LPA since November 2018. Defy the processes of the past. Deploy innovation in a way that suits you. Run to the forefront of global innovation. Vision The digital age has enabled technology to be more than just a financial tool. Technology has become an industry in itself. Instead of simply digitalizing workflows, LPA’s vision is to transform the way financial markets worldwide work. Mission LPA offers unmatched services across banking, asset management and insurance with a focus on industry, coverage of front-to-back value chain and flexibility. We offset our clients’ workload by synergizing software, automation and emerging technology, providing a dynamic and innovative financial services ecosystem.

We want to democratise the power of money and change the way we all bank, pay and invest. We’re a bank, a financial technology company, a wealth management platform, a payment solution, an investment toolbox, a business accelerator. But we are not an organisation that defines itself by labels. We are defined by what we can do for our customers. In other words, we don’t try to make our customers fit in boxes. We build our services around them. We believe that you deserve more power from your money.

With Lydia's 100% mobile and digital current account: - Spend money abroad without any fee on payments nor withdrawals - Pay contactless anywhere using any mobile device (no amount limit, fully secured) - Manage all of your bank accounts from one single app - Send money instantly to a relative using their phone number - Pay online safely using unlimited Internet Cards - Set-up Shared Accounts to share expenses fairly (couple, flatshare, trip with friends) - Get notifications instantly to keep up with your expenses. ...and so much more!

Heard of composable banking? The concept originated here at Mambu. We’ve been champions of composable for over a decade. Mambu is the only true SaaS cloud core banking platform. Our unique and sustainable composable approach means that independent engines, systems and connectors can be assembled in any configuration to meet business requirements and the ever-changing demands of your customers. Over 280 banks, lenders, fintechs, and even retailers in 65 countries turn to us to help them build modern digital financial products faster, securely and cost-effectively. Ready to become a Mambuvian? Check our Jobs tab.

Trade cryptocurrency with confidence on an industry-leading matching engine with the largest liquidity pool in the world. Buy digital assets like Bitcoin and Ethereum on Mandala Exchange.

PROCUREMENT IS COMPLEX – SO WHY MAKE IT HARDER? Our mission is simple and straightforward. We want to rework procurement and B2B payments – and really make it work. By introducing smarter software, we help procurement and finance professionals cut the tail in long-tail procurement. And in turn, cut the expenditure that follows with traditional indirect spend. Mazepay is founded on a belief that the way large enterprises approach indirect procurement can be significantly improved. It is our goal to assist companies in building a sustainable business, where procurement is seen as a business enhancer that drives efficiency, facilitates growth and ensures financial stability. Mazepay is taken to market together with leading European banks and Mastercard. We bring innovative technology to enable seamless B2B payments for indirect purchasing for both buyers and suppliers. Mazepay is headquartered in Aarhus, Denmark with offices in Copenhagen, Denmark and Novi Sad, Serbia.

At Mercuryo, we’re committed to creating novel, cryptopowered payments solutions that increase accessibility to seamless transacting in the digital age. In a world growing more globalised by the day, the need for affordable, cutting-edge fintech is more urgent than ever. We’re actively building financial technology to embrace the new paradigm - and help your business do the same. Mercuryo’s powerful feature set has been bundled into easily integrated, customisable products to help your business grow by providing a host of services including diverse payment methods, compliance and licence handling, and round-the-clock support. Our On- and off-ramps provide rapid, low cost payment rails for global transacting, amplifying your business’s reach and audience. Further, our Pay in & Pay out technology broadens the scope of payments methods, allowing businesses to accept both crypto and fiat payments. Our BaaS integration provides yet another resource-saving feature, allowing businesses to handle fiat processing via a single API integration, leveraging Mercuryo’s comprehensive global licencing. Since launching in 2018, we’ve partnered with over 200 major companies across the worlds of fiat and blockchain to aid their scaling journeys. Will yours be next?

Millennium bcp is Portugal's biggest private-owned bank, with a prominent position in the financial market in Portugal: it's the second Bank and the first private banking institution in terms of market share - both in loans to customers and in total customer funds. Millennium bcp provides a wide variety of banking services and financial activities in Portugal and abroad, where it is present in the following markets: Poland, Mozambique, Angola (through its associate BMA) and China. All its banking operations develop their activity under the Millennium brand. Banco Comercial Potuguês, S.A.

Minna Technologies is the global market leader for subscription management embedded in banking and fintech apps, partnering with top-tier banks, fintechs and subscription businesses. Minna is the only B2B2C platform with an automated subscription management engine, bank-grade compliance and the widest global subscriptions and payments coverage. We fuel the subscription economy, helping businesses grow revenue, reduce operational costs, and drive engagement, retention and lifetime value for over 50 million users.

Minutizer is a multicultural, multi product and brand, 7 years old startup. We are a fintech company with a team of 35 people, the majority being in Bucharest at Tech Hub. We also work remotely from different cities in Romania, Finland, The Netherlands and LATAM region. Minutizer is the leader of Skype pay-per-minute technology. The software can be licensed via API or whitelabel. Along with Skype, we have solutions for WhatsApp, Discord, Instagram, SnapChat & Kik.

MODIFI was founded with one aim - to make trade seamless and transparent for businesses around the globe. We are challenging the status quo for exporters and importers alike. With MODIFI they gain full control of cross-border trade -- against all odds of supply chain disruptions. How? We offer a one stop platform for business payments and trade management.

We are Mollie, pioneers in payments and one of Europe’s fastest-growing payment service providers. Our mission is to help businesses grow and democratise the digital economy by simplifying financial services. Already trusted by more than 130,000 businesses, our payments solution offers quick onboarding, transparent pricing, no lock-in contracts, leading and local payment methods, an extensive range of powerful plugins, local support, and more. If you have a question about a Mollie payment or purchase, see our Help Center: https://help.mollie.com/hc/en-us

We’re reimagining the way banking works. We make it easy to manage your money – wherever you are in the world. We create financial freedom for all of us who live, work, travel, study or send money abroad. We’re the mobile app alternative to the banks, offering accounts you can open instantly so that you don’t lose access to the money you need every time you cross a border on a map. We’re here for everyone, not just for those with perfect credit scores or the right set of utility bills. We push the boundaries daily with over 2 million sign-ups across 31 countries.

Moneyflow is an FSA approved Danish fintech company. Through embedded finance, we provide funding solutions for businesses. We offer invoice funding. Being paid, and being paid quickly, is critical for growth in our economy. Waiting for payments holds back growth, and we are here to change that with the funding you need. Check out our website or contact us for more information about funding your business!

We’re a group of developers, financial experts, and optimists who share a vision for improving the financial wellness of people, their businesses, and their communities.

Financial peace of mind that makes you smile. At Moneytrans we are revolutionizing the way millions of heroes who have made the decision to migrate to another country store, spend and send money worldwide. *** We are a leading fintech company bringing more with less: we enable more than 10 million citizens of the world to manage their finances abroad, send money home and smile for a better everyday life! Our mission is to transform the lives of millions of migrants and their families by financially empowering them with the most complete, transparent and trusted financial services on the market: a superapp where they can open and manage a payment account plus debit Mastercard, send money in over 140 countries around the world, subscribe an insurance and much more. To take up this challenge, we count on a diverse and passionate team of over 400 employees spread into Belgium, Spain, France, Italy, Netherlands, Istanbul, Democratic Republic of Congo and Romania—and we’re still growing. Our leitmotiv: make the world a fairer place! Want to be part of the Moneytrans revolution?

Moonchain Capital is a crypto-focused holding company backing the most ambitious projects since our inception in 2018. Our core focus is on gaming, NFTs, and the open metaverse. These segments of the crypto market have mass appeal and will help onboard billions of users into crypto. We make outsized high-conviction investments and actively support our portfolio companies strategically, operationally and through community and DAO participation.

Moonfare is a leading global private equity investment platform and manager that provides eligible individual investors and family offices on a global scale access to institutional-quality private market opportunities, primaries, secondaries, and co-investments at lower minimums. A pioneer in widening access to private assets, we help our clients build diversified portfolios designed for long-term wealth creation with reduced volatility. This goes beyond offering funds from top-tier managers such as KKR, Carlyle, and EQT. Drawing on our global reach, we are able to identify and source a broader range of private equity opportunities that others can’t, including proprietary Moonfare investment products comprising carefully curated co-investments, secondaries and direct deals. Independent and exclusively focused on private equity, Moonfare is trusted by over 5,500 investors and has €3.8 billion in assets under management (AuM). Headquartered in Berlin, we operate in 24 countries, with offices in New York, London, Zürich, Singapore, Paris and Luxembourg. Capital at Risk.

Morpher is a trading platform on the Ethereum blockchain that fixes trading and investing. Morpher empowers its users to trade unlimited assets with zero fees and infinite liquidity. Morpher’s fractional trading capabilities makes the financial markets accessible. Trade stocks in pre-market, weekends, holidays, and everything in between. Only with Morpher can you short Tesla with just $1 on a lazy Sunday afternoon.

Moss is a technology-enabled expense and financial management solution. With smart corporate credit cards, digital invoice management, and automated accounting, Moss allows companies to manage all of their spending easily and transparently. And efficiently drive their core business with digital workflows. Saving up to 16 hours of time per month, Moss enables finance managers, directors, HR teams, and operational staff to reduce repetitive tasks to a few clicks. With full control and minimal effort. Moss is intuitive and designed to meet the needs of modern businesses. Higher credit limits, company credit cards for all employees, accounting integrations, and controlling features already allow maximum spending transparency and make the whole company more efficient. With total funding of more than 130 million € to date, world-renowned investors are supporting our mission to become the leading platform for financial management in Europe. Businesses will be able to manage payments, financial processes, and cash flow efficiently on the Moss platform. This will enable them to lead their business to success in a data-driven way. Our ambitious team of experienced experts, entrepreneurs, and senior advisors is well on its way to making Moss the next-generation financial solution. Learn more at getmoss.com.

mozzeno is the first Belgian platform allowing investors to indirectly invest in the funding of business and consumer loans. After a positive assessment of their application, individual borrowers can be granted a loan from mozzeno, authorized lender. To indirectly invest in the funding of these loans, investors subscribe to financial instruments issued by mozzeno (Notes). ➖ Business Number: BE 0643.893.720 ➖ Autorités de surveillance compétentes : Prêteur en crédits à la consommation belges FSMA Rue du Congrès 12-14, 1000 Bruxelles SPF Economie Rue du Progrès 50 1210 Bruxelles Agent d'assurances belges FSMA Rue du Congrès 12-14, 1000 Bruxelles ➖ Mentions légales : https://www.mozzeno.com/fr/mentions-legales/ https://www.mozzeno.com/nl/gebruiksvoorwaarden/ ➖ Politique de vie privée : https://www.mozzeno.com/fr/vie-privee/ https://www.mozzeno.com/nl/privacy/

M-vendr Technologies is a pre-paid product distribution and cash payment collection App as a Service (AaaS) provider. Through our mobile POS App, prepaid value distribution and payment aggregation solutions, we are revolutionising the way pre-paid voucher products, payments and financial services, are delivered to under served customers across the globe. Our white label mobile Point of Sale (mPOS) App enables small retailers and informal traders to increase revenue and footfall reselling pre-paid digital products like Mobile Topup, Gift Cards, International Remittances and accepting Utility bill payments from their customers without the need for the traditional POS hardware terminals.

N26 is building the first mobile bank the world loves to use. Valentin Stalf and Maximilian Tayenthal founded N26 in 2013 and launched the initial product in early 2015. Today N26 has more than 7 million customers in 25 markets. Our team of 1500 employees work across 8 global office locations in Berlin, Barcelona, Madrid, Milan, Paris, Vienna and São Paulo. With a full European banking license, state-of-the-art technology and no branch network, N26 has redesigned banking for the 21st century and is available on Android, iOS, and desktop. Given the most recent funding round, we have raised close to $1.8 billion, being one of the most valuable and well-funded Fintechs in Europe. Social media imprint and privacy policy: https://n26.com/en-de/social-media-imprint-and-privacy-policy

National Inkasso GmbH is a financial services company based out of 43 Harffstraße, Düsseldorf, North Rhine-Westphalia, Germany.

Neonomics is a leading open banking disruptor unifying access to over 2,500 banks and 150 million bank customers across Europe via one of the most secure and cost-efficient pure PSD2 API platforms in the market. Authorized by the Norwegian FSA as a licensed payment institution the company is delivering payments initiation and account information services to a wide range of customers spanning FinTechs, payment service providers, banks and more. For more information about Neonomics visit at www.neonomics.io

NetGuardians is an award-winning Swiss FinTech helping financial institutions in over 30 countries to fight fraud. More than 80 banks, including UOB and Pictet & Cie, rely on NetGuardians’ smarter artificial-intelligence (AI) solution to prevent fraudulent payments in real time. Banks using NetGuardians’ software have achieved reductions of up to 85 percent in false positives, spent up to 93 percent less time investigating fraud, and have detected new fraud cases. NetGuardians is the fraud-prevention partner of major banking software companies, including Finastra, Avaloq, Mambu, and Finacle. NetGuardians was listed as a representative vendor in Gartner’s 2020 Market Guide for Online Fraud Detection and in the Chartis RiskTech100 List in 2021. Headquartered in Switzerland, NetGuardians has offices in Singapore, Kenya, and Poland.

Digitise manual processes at pace. Nivo is a secure messaging solution for regulated industries guaranteed to deliver efficiency, sales and security with an experience that customers and partners love. Checkout our 5* reviews to see how customers and providers love Nivo: https://apps.apple.com/gb/app/nivo/id1302369689?see-all=reviews

Banking as a Service NoFrixion provides electronic money management and payment services, or colloquially, programmable money. The services are targeted at business customers and are delivered using a variety of Internet mechanisms including a web-based API. The initial forms of electronic money incorporated are Fiat currencies and the Bitcoin peer-to-peer decentralised digital currency.

The first free open banking data provider in Europe that provides regulated connections to more than 2300 European banks. Nordigen is a GoCardless Company.

NordPay Financial is a FinTech providing fast and secure online payment services for European merchants. To provide successful, strong and flexible payment solutions, NordPay Financial developed a payment platform, PCI DSS certified, that garanties the highest security standard set by the card industry including Visa and MasterCard. Our well satisfied merchants confidently process transactions worth EUR millions using NordPay Financial as their payment service provider. NordPay Financial's clients include the big names of European E-commerce as well as start-ups. Clients of every kind benefit from NordPay Financial’s turnkey customizable payment management solutions, unparalleled fraud risk management and attentive customer service. NordPay Financial is an authorised payment institution (license n°535688) regulated by the Financial Conduct Authority in the United Kingdom.

Norma offers solutions in finance, pre-accounting and financial consultancy on a single platform to everyone who manages their own business. Develops products and services specifically for the needs of the users to support their company to grow. Freelancers, entrepreneurs, influencers, business owners, doctors, lawyers, real estate consultants, pharmacists, in short, anyone who runs their own business can easily manage their business with Norma. You can make financial transactions with a free Norma Business Account and also you can make your business expenses anywhere in the world with the assurance of Visa. Money transfers, cash flow management, current account tracking, automatic payment, e-Invoice, expense management and many more features that will make things easier for your business are in Norma. Financial management of existing companies can be easily transferred to Norma, or support can be obtained from Norma's financial advisors to effortlessly establish a new company.

Rooted in the Swiss tradition of discretion, stability, and reliability, we pursue only one mission: to protect our clients' and our own Bitcoin. The focus on client needs is firmly rooted in our culture.

Ohpen is a financial technology provider that offers modern core-banking capabilities for mortgage, loan, saving, investment and pension products. Using Ohpen's SaaS-based platform and advanced API's, financial providers can modernise their banking IT, streamline operations, create end-to-end digital banking experiences, reduce IT costs, evolve with changing regulation and much more. Ohpen's proven track record of delivering next generation cloud technology combined with their 300+ domain experts has helped ambitious brands across Europe optimise their IT set-ups and create future focused banking experiences for their customers. With Ohpen, financial providers have the freedom to create

Opti helps you invest your long-term savings better through an easy-to-use mobile application and the accompanying asset management services. We believe that truly independent financial advice should be available to everyone, not just to those who can pay a premium for it. By leveraging our founders' diverse backgrounds from both technology and finance we are able to create affordable and user friendly products that aim to truly make a difference for your economy. Opti is a privately held Swedish company, based in Stockholm.

We are a team of accountants and bookkeepers, who are super-charged by our unique AI and cloud technology. Outmin is where real experience meets artificial intelligence to provide SMBs with a best in class, cost-effective accounting partner.

Don't wait for it to happen and offer your employees world's favourite employee benefit 🫶 👉🏻 Through our products and services, we enable people to experience how simple the future really is. What possibilities the natural evolution of the world opens up, what powerful tools it enables us to create. It is already happening in the world and we are not waiting for it.

Born and raised in Turkey, we kicked off our journey in 2016, setting out to free everyone from traditional systems, a world where financial freedom is a reality, not just a dream. Our dynamic and inclusive team of 500+ talented trailblazers makes financial services fast, simple, affordable, and fun. We're not just reinventing banking – we're creating the future of finance, one disruption at a time. Our community is 16 million strong and growing, making us one of the most trusted and well-loved finance apps on both the AppStore and Google Playstore, boasting an impressive average user rating of 4.8. This acclaim recognizes Papara as a leader in the fintech sector, even earning us a spot in the Global Fintech100 by KPMG and the title of Best Fintech Start-up by VISA. At Papara, we're here to build a brighter financial future for our users by introducing groundbreaking products and services. If our mission resonates with you, we invite you to join us on this daring journey. Together, we can disrupt, we can include, and we can redefine the future of finance.

Param is a financial technology company that provides prepaid cards, online payment system, credit and other fintech operational solutions.

Payaut is the only payment solution for marketplaces that connects with any PSP. Our mission? Unlocking marketplace success! Payaut’s flexible payment solution lets marketplaces connect with the PSP(s) of your choice. Resulting in the highest authorisation rates, unlimited payment methods, reduced downtimes and the best-in-market pricing. With Payaut, your marketplace is compliant with PSD2 regulations as we take care of the daily hassle of payouts, split payments and KYC. Allowing you to focus to grow your business. Payaut is backed by C-suite execs of Adyen and Mollie and Europe’s leading VC funds LocalGlobe (Robinhood, TransferWise, Cazoo), Entrée (Cazoo, Gusto, Monday) and Finch Capital (BUX, Hiber, Fixico).

PayLead is bringing together daily banking and performance marketing for retailers with its proprietary technology fuelled by payment data. PayLead offers a unique opportunity for retail advertisers to address millions of consumers across Europe with unprecedented targeting capabilities. Since 2016 PayLead has changed the way consumers are experiencing loyalty by creating an effortless reward experience when they shop either online or in-store while turning payment data into value for marketers. PayLead operates over 25 loyalty programs for the largest retail banks, neo-banks, and consumer money apps in Europe. PayLead is headquartered in Paris and also holds offices in Madrid and Barcelona.

Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides. Our BIN sponsorship services provide the fastest and simplest way to launch a card program, significantly shortening the time to market. As a principal member of SWIFT and SEPA we offer fully functional IBAN accounts with the same facilities as regular bank accounts, but reducing administrative costs and complexity for you. We’re developing an alternative payment ecosystem - through interoperable white labelled eWallets, QR payments and world’s first Android-agnostic Software Point of Sale (POS). We work with our partners to implement any of these services as “point solutions”. But the real benefit of working with Paynetics comes from working with us across a range of services to greatly improve implementation time for you, and time to cash for your customers. We have a team of payment experts who helped introduce ATMs and chip cards to entire nations and re-established financial systems of whole countries. Whatever your payments challenge, we can help you meet it. We offer payments, simplified.

Paynote is the application that is ready to organise your finances. Paynote gives you an overview of your finances while keeping a strict eye on the moral fiber of tech. We providing insight into your financial situation and herein no distinction will be made to the previously known data. A transparent, honest and above all a clear financial analysis.

Spoko is a fintech disruptor, that provides global instant money transfers. We designed our app with a mission to help millions of people around the world to send money in a smart and modern way – instantly and with no hidden fees. Spoko offers a mix of methods to send and receive money using bank accounts, banking cards and alternative local-based payment methods. Our long-term strategy is based on extensive understanding of local specifics and creating fully transparent, simple and progressive product for international money transfers. Learn more at https://spoko.app

RSM is a leading global network of assurance, tax and consulting firms focused on the middle-market. We share skills, insight and resources, as well as a client-centric approach that’s based on a deep understanding of your business. This is how we empower you to move forward with confidence. This is The Power of Being Understood.