FinTech Companies in Europe

Payaut is the only payment solution for marketplaces that connects with any PSP. Our mission? Unlocking marketplace success! Payaut’s flexible payment solution lets marketplaces connect with the PSP(s) of your choice. Resulting in the highest authorisation rates, unlimited payment methods, reduced downtimes and the best-in-market pricing. With Payaut, your marketplace is compliant with PSD2 regulations as we take care of the daily hassle of payouts, split payments and KYC. Allowing you to focus to grow your business. Payaut is backed by C-suite execs of Adyen and Mollie and Europe’s leading VC funds LocalGlobe (Robinhood, TransferWise, Cazoo), Entrée (Cazoo, Gusto, Monday) and Finch Capital (BUX, Hiber, Fixico).

Paynote is the application that is ready to organise your finances. Paynote gives you an overview of your finances while keeping a strict eye on the moral fiber of tech. We providing insight into your financial situation and herein no distinction will be made to the previously known data. A transparent, honest and above all a clear financial analysis.

Our goal is to be the operating system of your company. Our platform automates tasks to transform the way businesses raise investment, hire and retain talent, and grow faster. We guide, educate and empower startups and small businesses to automate the legals they need, dramatically cutting down the time and expense companies used to spend with traditional lawyers and accountants. Our innovative agile funding services help founders raise money, from one-off investments to a full funding round and top-ups in between. We also work with investors to accelerate the fundraising process. 🚀 🖐️ 35,000+ startups, SMEs and investors use SeedLegals 💷 £1billion+ raised with SeedLegals 🥇 UK's #1 for funding rounds 🥇 UK's #1 for cap table management 🥇 UK's #1 for EMI Option Schemes 👥 100+ employees 🏢 Offices in Holborn, London and Station F, Paris 🌍 We operate in the UK, Ireland, France, Singapore and Hong Kong 🏆 We’ve been named Industry Game Changer (Growth Investor, 2019), Rising Star (Tech Nation, 2019), listed in the Top 100 Disruptive Brands (Marketing Week, 2017) and awarded Best Legal Team for Early Stage Deals (UKBAA, 2019). ⚡ We’re hiring! ⚡ Hit ‘Jobs’ or go to linkedin.com/company/seedlegals/jobs/. We’re a top tech employer - Hired named us #2 UK small business in their 2021 list of Top Employers Winning Tech Talent.

Incuto is a socially profitable financial technology company, based in the north of the UK. We work with Credit Unions and the Community Banking sector, as a technology partner, to develop financial technology aimed at helping everyone access low cost, high quality financial services. We recognised that the credit union and community banks have a legacy debt of technology, requiring back-office efficiency, improved access to information and affordable access to the payment networks, to allow them to become real challengers, and better serve their communities.

Wagestream improves the financial wellbeing of 3 million frontline workers, with a workplace finance platform built around their pay. Award-winning employers like Asda, Bupa, Crate & Barrel, Pizza Express and the NHS make money fairer and work more rewarding, by offering Wagestream as an employee benefit. Wagestream is a B Corporation that was founded with a social charter and built with the Fair By Design financial inclusion campaign.

Tink is Europe’s leading open banking platform that enables banks, fintechs and startups to develop data-driven financial services. Through one API, Tink allows customers to access aggregated financial data, initiate payments, enrich transactions, verify account ownership and build personal finance management tools. Tink connects to more than 3,400 banks that reach over 250 million bank customers across Europe. Founded in 2012 in Stockholm, Tink became a wholly owned subsidiary of Visa in 2022. Tink’s 500 employees serve more than 300 banks and fintechs in 18 European markets, out of offices in 13 countries. We power the new world of finance.

Trustly is a global payment method. We link the world’s top brands with millions of consumers who instantly transfer, pay, and get refunded in the most secure and convenient way. We forged a path for Open Banking, leading from the front to create a world-class platform where we innovate beyond the sector we inspired. We handle the entire payment journey at an unmatched scale, transforming the performance and experience of payments for over 8,000 merchants in 30+ markets, connecting them to 525 million consumers through 6,300 banks. We are a licensed Payment Institution under the second payment services directive (PSD2). We operate under the supervision of the Swedish Financial Supervisory Authority in Europe. In the US, we are state regulated as required to serve our target markets. Read more about Trustly, the modern way to pay now, at www.trustly.com.

An all-in-one platform allowing users to make bookings, spread their payments and make pay with cryptocurrencies. getboof.co.uk/waitlist We've partnered with Klarna!

Humaniq is a simple and secure financial services provider on a mission to help eradicate poverty using pre-eminent technologies including blockchain and biometrics.

Vega is a technology protocol. We are building an open, blockchain-backed public network for fully automated end-to-end trading and execution of financial products. We believe in transforming the financial system, changing the dynamics of power and forming part of a wave of change that could radically alter the operation of markets and their relationship with society. The decentralised network, secured with proof-of-stake, will facilitate fully automated, end-to-end margin trading and execution of complex financial products. Any participant will be able to build a market on Vega’s infrastructure. Read more about the concepts behind Vega at https://vega.xyz/concepts.

Kestrl is a service that helps Muslims to grow their wealth without compromising their beliefs. We do this with our Consumer App and our Software Service for Banks.

A decentralized, real time, multi-currency global liquidity management and international payments network based on tokenized money over a smart contract-enabled distributed ledger

At Globacap, our mission is to enable freedom through automation. Human advancement relies on a functioning capital market. With the intelligent use of DLT (Distributed Ledger Technology) digitisation, and automation, we're driving the evolution of capital markets. We bring freedom to intermediaries constrained by resource-draining manual processes, to investors tied into holding private assets without liquidity, and for private assets to become digital and frictionless. One platform. Next-generation technology. Powerful placement and liquidity management. FCA regulated | Regulatory compliance in over 60 countries

Qredo is a team of passionate, seasoned innovators in the crypto space. We've raised a war chest from some of the biggest names in crypto to build novel fintech infrastructure for crypto assets. Qredo is part of the new wave of innovations revolutionizing finance world. Our global telecoms infrastructure, Qredo Network, is a cross-chain protocol for asset managers and traders active in the digital asset markets. Using our institution-grade, layer 2 infrastructure, investors can hold all their crypto assets securely in one place, with unlocked access to a wide range of liquidity venues and DeFi yield opportunities. MainNet Version 1 is live today and servicing billions in AUM. Learn more or join the network for free at Qredo.com

Founded in 2015, our mission continues to be at the forefront of everything we do: to help millions of employees worldwide become financially healthier and happier. We partner with leading employers across the UK to help their people take control of their finances, which can help improve their health, happiness, and work and home life. We do this by providing access to the most comprehensive suite of responsible financial wellbeing benefits available to employees. Learn more at salaryfinance.com

Salary Finance and Neyber have joined forces and come together under our common social purpose to help employees around the world become financially healthier and happier. Together, we are able to better serve our client community of 500+ employer partners by providing them with the broadest suite of employee financial wellbeing benefits available in the market today. Moreover, we have pooled our extensive thought leadership research (based on empirical data from 50,000+ workers across sectors collected over the past four years) in order to provide our client community with the most relevant and granular insights related to the specific financial wellbeing needs of their unique workforces. Our comprehensive benefits offering currently reaches over 3 million employees, helping them get on top of their finances by learning positive financial habits, advancing earned pay to meet unexpected expenses, borrowing responsibly and saving simply. We understand the profound impact personal finances have on our health, our happiness and our home as well as work life. By partnering with employers, both Salary Finance and Neyber provide access to the markest's broadest suite of employee financial wellbeing benefits - a portfolio of award-winning benefits that can help your employees reduce their stress, improve their productivity and be happier and more engaged thanks to taking back control of their finances. Neyber is part of the Salary Finance family. Salary Finance Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 758053) and is registered as a small payment institution money remittance (Firm Reference Number: 788485). Salary Finance is registered in England & Wales (Company Number 09677777; Data Protection Registration: ZA152606) and the United States (NMLS #1750487). All rights reserved.

Modulr has grown to become the leading provider of embedded payments to organisations across the UK and Europe. Embedded payments is a new category that permits payments to become part of organisations’ technology stack, upgrading them to become payments companies themselves. Modulr enables over 200 enterprise customers and thousands of SME customers to embed account creation, payment out, reconciliation of payment in, card issuing and many open banking and similar features into their own business process flows via API calls and webhooks into Modulr’s cloud platform. Core to Modulr’s success has been the platform itself, Modulr’s regulatory status as an EMI in the UK and Europe, its connections to payments and other financial service schemes, its ability to operate at scale, and its compliance rigour. Today Modulr handles over £100bn of annualised payment volume and its platform handles, on average, 30 API calls per second.

Combining expert insights and learning algorithms, Rosecut provides impartial digital investment services while keeping fees lower for investors. Rosecut’s digital solution offers client access and monitoring of their investment portfolio and financial plan anytime, anywhere.

9fin is the AI-native intelligence platform for the global debt markets. It combines real-time news, comprehensive data, advanced analytics, and trusted AI to give credit teams complete visibility across public, private, and distressed debt. Built on advanced AI and deep domain expertise, 9fin helps professionals save time, win business, and outperform their peers. Trusted by over 300 elite financial institutions worldwide, including top investment banks, investors, advisors, and law firms, 9fin is the platform of choice for modern credit teams seeking a decisive edge in complex markets.

We empower commercial insurers to write better risks, faster. Artificial makes complex underwriting frictionless for the next generation of insurance companies with one powerful, automated platform. View our job openings at https://apply.workable.com/artificial/

Headquartered in The UK (London), TerraPay believes that the smallest payment deserves a borderless journey as safe as the largest. The company has been building an ever-expanding payments highway that empowers businesses to create transparent customer experiences with an uninterrupted, secure, and real-time global passage for every payment, however small or large. Registered and regulated across 26 global markets, TerraPay is a leading global partner to banks, mobile wallets, money transfer operators, merchants, and financial institutions, creating a more expansive and inclusive international financial ecosystem. With access to payments infrastructure that spans the globe, their partners become beacons of the promise of global financial inclusion.

Primer is the unified infrastructure for global payments and commerce. With unrivaled freedom and visibility across the payments and commerce ecosystem, Primer equips merchants with the tools to effortlessly optimize performance, build at pace, and capture untapped revenue to achieve unstoppable growth.

About Sygnum Sygnum Bank is the world’s first regulated Digital Asset Bank and a digital asset specialist with global reach. With Sygnum Bank AG’s Swiss banking licence, as well as Sygnum Pte Ltd’s capital markets services (CMS) licence in Singapore, Sygnum empowers institutional and private qualified investors, corporates, banks and other financial institutions to invest in the digital asset economy with complete trust. Our clients can use their deposited CHF, USD, EUR and SGD to invest in leading digital assets, including protocol tokens such as Bitcoin, Ethereum, XRP, Bitcoin Cash and Tezos, a Digital CHF for instant settlement, and asset tokens. They have the peace of mind that these investments are held with bank-grade security, convenience, and trust. Stay alert to fraudulent communications Sygnum Bank will never post messages in social media networks or private messaging applications that provide investment advice or ask you to login to your account, change your password, make deposits, transfer funds or make any other financial transactions. These requests are fraudulent. There are individuals who may attempt to impersonate trusted organisations such as Sygnum Bank or their staff to get access to your information and financial assets. Sygnum Bank urges you to stay alert to potentially fraudulent emails, calls, SMS’s and content on messaging and social networks that pretend to represent Sygnum Bank AG in Switzerland or Sygnum Pte Ltd in Singapore, our staff, advisors and partners. Our mission is to empower everyone, everywhere to invest in digital assets with complete trust, so we only publish Sygnum content via our website at www.sygnum.com, this official LinkedIn profile, and @sygnumofficial on Twitter. Contact us If you come across unsolicited messages related to Sygnum, please do not reply or open any electronic files or click on any links and report them immediately to security@sygnum.com.

Yapily is Europe’s leading open banking infrastructure platform solving a fundamental problem in financial services today: access. We securely connect our customers to thousands of banks across Europe, allowing them to access financial data and initiate payments. Yapily’s customers range from disruptive fintechs to industry leaders operating in a number of verticals. To date, we've raised $69.4 million in funding, and employ over 200 people worldwide as we continue to scale across Europe.

Ailleron is a reliable partner in banking technology and financial software development. We make financial experiences easy and enjoyable for everyone by providing state-of-the-art software solutions and services. We take pride in building authentic relationships in the digital world. We believe that our clients are more than just people we work for, they are our partners with whom we establish long-term relationships. That’s why we are a trusted software partner for 3 out of 10 world’s most digitally mature banks (based on Finnoscore 2022 study), as well as for the leading leasing groups in Europe. Thanks to the unique know-how and skills of our #AilleronExperts, we meet today’s challenges, and anticipate tomorrow’s opportunities. Ailleron's interdisciplinary teams drive the financial industry’s digital transformation end-to-end and in an agile manner. We are driven, passionate, truly love what we do, and aim for nothing less than mastery. Our flagship solutions include AI Banking, LiveBank omnichannel communication hub, digital and mobile banking systems (both for retail and corporate banks), as well as solutions that digitalize sales and service in the leasing industry, such as LeaseTech Prospect Portal, LeaseTech Customer Platform or Lease Commerce. We also offer ready-to-use software components for the financial sector, such as eKYC, Campaign Manager, Appointment Manager, Host-to-host, Decision Engine and others. Our services include custom financial software development, IT outsourcing and UX/UI design services. Ailleron Group employs +1,500 experts and serves more than 200 companies in over 40 countries. Ailleron SA has been listed on the Warsaw Stock Exchange since 2011. Our solutions were implemented in, among others, Citibank, Santander Bank, ING, Standard Chartered, BNP Paribas and Credit Agricole. Are you interested in learning more about our services or solutions? Contact us directly or visit our website --> ailleron.com.

Want to join one of the UK’s most innovative fintechs, work on the latest tech and be in one of the top flexible workplaces in the North East? Email iwanttowork@atombank.co.uk.

Welcome to the new era of payments. Collect one-off, automated, or recurring payments – directly from your customer's bank account to yours. Putting an end to late payments, chasing customers, stress, and expensive fees. It's just cash, flowing from one account to another. Join 75,000+ businesses of all sizes, worldwide, who trust us to power their payments.

Work can be hard. Paying for stuff at work shouldn’t be. Expense reports and out-of-pocket purchases just don't work for today's forward-thinking teams. They take power away from your people. They make a serious mess for your accountant to clear up. They cost you time and money. Pleo offers smart company cards that enable employees to buy the things they need for work, all while keeping a company's finance team in control of spending. Simplify bookkeeping, eliminate expense reports, revolutionise your business. Join 20,000+ happy companies and start using Pleo today for free. www.pleo.io

Founded in April 2018 and headquartered in Zug, SEBA Bank is a pioneer in the financial industry providing a seamless, secure and easy-to-use bridge between digital and traditional assets. As a smart bank SEBA Bank offers a fully universal suite of regulated banking services in the emerging digital economy. In August 2019, SEBA Bank received a Swiss banking and securities dealer licence – the first time a reputed, regulatory authority such as FINMA has granted a licence to a financial services provider with a core capability in digital assets. The broad, vertically integrated spectrum of services combined with the highest security standards, make SEBA Bank’s value proposition unique - this is why Banque de France selected SEBA Bank to test the integration of Central Bank Digital Currency (CBDC). CVVC Global Report and CB Insights names SEBA Bank as Top 50 Companies within the blockchain ecosystem. For more information about SEBA Bank, please visit seba.swiss

Alpian unifies everyday banking with accessible investment and private banking services in a hassle-free mobile app so that your financial life fits comfortably in the palm of your hand. The combination of human expertise and system intelligence is how we fulfill our promise - to always be at your side on your journey to wealth beyond money.

KYC Hub is a UK based Regtech startup. Our product enables organizations to mitigate the risk of financial crime and reduce costs by an automated and configurable risk ops infrastructure and better data insights. KYC Hub’s RPA-powered workflow engine enables onboarding and due diligence workflows for any use case. Powered by hundreds of AI-enabled verifications and our proprietary knowledge graph of individuals and entities, we empower organizations to tailor their onboarding and risk assessment and reduce costs, friction, and risk. KYC Hub was started in 2019 and has been growing rapidly within the UK and internationally. We have won a number of major industry awards including the “Best PEP and Sanctions Solution” by Regtech Insights USA and Regtech 100 as well as being ranked 46 in Startups100, the index of top 100 UK startups. 

Indy is today's most-advanced AI-powered DIY bookkeeping & accounting software

Finanzguru is an AI-powered financial assistant that assists users in managing their accounts and contracts.

StockCrowd is a software company that develops the Financial Crowd Management (FCM) software.

Algbra has set out to revolutionise how communities manage their money. We are pioneering a movement. One in which we use first-class technology and a community first approach to provide ethical, sustainable and inclusive financial services. As a digital ethical finance platform and values-based ecosystem, we have designed a state-of-the art technology architecture and curated a world class operational team to execute on this vision. This is enabled by a strategic network of tier 1 global partners operating within the world’s leading regulatory infrastructure. Sitting at the intersection of values, finance and technology, Algbra is the next generation in financial services.

A global payments network built on modern bank rails. Banked powers real-time payments for consumers, businesses and banks, improving the customer experience, payment security, business efficiency and cost effectiveness - a better way to take payments and make payments. Get in touch today to learn more: https://banked.com/forms/contact-form For businesses: A new payment method offering your customers a fast and secure way to pay directly using their bank. Payments arrive to your bank account instantly and in full, helping with cash flow and reconciliation. Making payments as a business is also faster and secure. Banked payments allow the transaction costs to be significantly lower than other payment methods, reduce fraud costs and are simple to integrate with modularised capabilities tailored to your business. From payment links and checkout buttons to value add services for rewards and refunds, Banked has an end to end experience to suit your business. For consumers: A faster, simplified payment experience at checkout or wherever you need to pay. No need for card details or payment information to be stored on browsers or with merchants, making sure that your data and privacy is kept safe and secure. No hassle of account set up and delivering direct communication with your bank allowing you to check funds as you pay. #API #Webdev #Ecommerce #retail #checkout #openbanking #fintech #payments

Instant Factoring is a finTech startup.

Jibrel connects global investors with some of the fastest-growing startup economies in the world, allowing qualifying investors to safely invest alongside leading VCs and angels in pre-vetted ventures. By automating access, equity management, and governance, Jibrel provides. Jibrel provides investors with more transparency and control while allowing startups to attract, onboard, and manage a much larger and more diversified pool of investors.

Wealth-management, Fintech, Froots is an online wealth manager that helps their clients to obtain long-term financial freedom.

CashSentinel is a Payment Orchestration Platform that processes hundreds of millions of yearly payment flows for its clients, in Switzerland and Europe: - with MyPortal, a turn-key solution bringing digital contracting, payment, escrow, splitting and payout solution for digital and phygital marketplaces. - through white-label payment processing for marketplaces and other financial service providers. We provide a compliant, white-label payment processing service including client onboarding, KYC, escrowing, splitting and payouts. Some of our clients: Agence Automobilière, Car For You (Swiss Marketplace Group), Carsell, Datatrans, Ewigo, Frau Gerold's Garten, Groupe Astellia, Thunes (Limonetik), Manor, Micas Garten, Worldline (ex-SIX Payment Services), ZRMB Marketplace (a Zur Rose - Migros subsidiary), Zurich Street Food Festival (miteinander GmbH).

Fintura wants to connect companies with banks. Fintura enables businesses to find the best fit for their projects.

We are a leading Data Science company with a focus on algorithmic trading in the financial markets. We hire exceptional talent in the fields of Mathematics, Physics and Computer Science to help build and develop our sophisticated computing and research platform. We’re a meritocratic, non-hierarchical community of self-starters with a hunger for new ideas and healthy debate, our culture celebrates innovative thinking and challenging of the status quo. We have offices in Norway, United Kingdom and the US.

Active Asset Allocation is an investment solution designer based in Nice, France

All Gravy helps businesses understand, motivate and retain their hourly paid employees. For employers we help with: - Deep, actionable insights (employee turnover, happiness, location-performance) - Shift bazaar to support employees taking shifts across different branches while minimising coordination effort - Financial wellness product, which boost shifts taken by 20%, retention by 15% and makes you more attractive as an employer By creating a direct link between work and pay, employees are much more motivated to work - and our financial wellness tools help them with the current cost of living crisis. A win-win.

Why does everyone have to pay so much for their part-payments, credit cards and loans? That was the question we asked ourselves when we started Anyfin. Anyfin was founded in 2017. With more than 20 years of experience from risk assessment, credit and technological development from some of Sweden's leading technology companies - iZettle, Klarna and Spotify. Together with people specialising in design and programming, artificial intelligence and credit counselling, we are driven by wanting to change, challenge the industry. On this journey with us, we also have some of the world's leading venture capital firms, Accel, Northzone and Global Founder Capital. Together, they have been behind several companies that have revolutionised how we live: Facebook, Spotify and LinkedIn. We are continuously looking for exceptional talents across our organisation. Please check out our career page career.anyfin.com or drop us an email at hello@anyfin.com if the position you're thinking about isn't listed today.

Banxware provides embedded lending technology that enables digital platforms such as marketplaces and other aggregators like PSPs to offer financing in real time to its business customers. Banxware is the future of business lending. We are passionate about financing small businesses, the true heroes of our economy. As lending experts, we empower digital platforms to help their business customers grow. With Banxware, platforms can instantly launch tailored embedded lending solutions all across Europe. Based in Berlin, Banxware was founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, Fabian Heiß and Nicolas Kipp. We are a diverse team of different backgrounds and complementary expertise, working together on a common goal: revolutionizing the way businesses acquire loans. Check out our open vacancies and apply today! Do you have questions or would like to work with us, then we would love to hear from you (info@banxware.com).

Equipment lease with fintech approach to help SMEs grow

Birdwingo is an app where people invest in what they believe in. Choose companies that you find inspiring, own a part of each from 1€ and start shaping the future world by making money for the future you!

Blocktrade is the go-to asset marketplace for everyone, helping to create wealth and joy in life for a global society.