Payments Companies in Europe

Checkout.com is a global payments solution provider that helps businesses and their communities thrive in the digital economy. They offer innovative solutions that flex to your needs, valuable insights that help you get smart about your payments' performance, and expertise you can count on as you navigate the complexities of an ever-shifting world. Since 2012, they’ve grown to over 1700 employees in 19 global offices, each one of them passionate about helping thousands of businesses worldwide grow through their next-generation payments platform.

Applied Blockchain is one of the most experienced teams in the industry building products on blockchains including Ethereum and Algorand, and having delivered more than 100 blockchain platforms that range from NFT marketplaces, to DeFi and Web3 applications. We advise, design and develop solutions that help startups and companies to power their ideas and businesses in the blockchain world. We are also developing the next generation of blockchain infrastructure products, including a privacy preserving data oracle for tokenising real world assets and identities and a solution that bridges Algorand with Ethereum, and other EVM chains, for cross chain asset transfers.

Helping people find housing, anywhere. With this vision, HousingAnywhere has been transforming the rental market since its founding in 2009 by developing the most technologically advanced platform in the rental market. HousingAnywhere opens the doors to a home across Europe for students, expats and young professionals to securely rent rooms or apartments from landlords and property managers on the HousingAnywhere platform. Over the last years, the platform has become a place where more than 30 million people search for rooms and apartments. At HousingAnywhere, we believe that we can improve the rental experience for all tenants and landlords with our modern and user-friendly rental platform. We are a team of over 200 people based in Rotterdam with a passion for helping people. At HousingAnywhere we bring together people from more than 40 different nationalities and backgrounds. We are committed to a diverse and inclusive culture and believe that it is an important contributor to our business success. We are proud that HousingAnywhere has been awarded ‘Most Innovative Company’ and listed one of Deloitte’s Fast50 Growing Companies in the Netherlands as well as made it to the DeloitsFast500 in Europe. Join our team, check out our career opportunities at https://careers.housinganywhere.com/

GROWISHPAY is the leading Italian Embedded Finance Enabler. We offer Seamless, faster and smarter fintech as a service. Hassles free and ready made Embedded Finance and Bank as a service integrations. Some typical examples are solutions for Crowdfunding, Fundraising, Marketplace, Credit & tax credits, Lending, Group payments, Split payments, Escrow, Pay-by-link, Omnichannel gift registry, E-wallet management solutions, loyalty, close-loop payments for retails, bank-as-a-service, neobank, credit card programs, lending, etc. Our business model is validated by over 250.000 users who have transacted over € 80 of payments transactions on proprietary platforms and on those of over 1500 merchants who use whitelabel solutions including OVS, Mediaworld, Lastminute.com, Volagratis, Uvet Travel Network, LoveTheSign, Musement, Nexi SmartPos and others. Our aim is to offer Fintech-as-a-service: By integrating the best PSD2 Open Banking, payment and Bank-as-a-service solutions, we provide ready-to-use modules, APIs, SDKs and SaaS platforms that allow our clients to quickly and easily embedded finance solutions. GrowishPay has received funding of over € 2.3M from major investors such as Digital Magics, CDP, Fabrick (Banca Sella Group), Club Degli Investitori, R301 Capital, Boost Heroes and important angel investors. Recently, GrowishPay launched SCUOLAPAY, a unique APP for 6.8M Italian parents who have to pay € 3.5 billion each year for school activities.

HAWK:AI brings a fresh approach to fighting financial crime by focusing on transaction and consumer monitoring in real-time, bringing together best data sources and recommending operator actions with a self learning system in a cost efficient cloud delivery model.

In Time Link is the direct link between vending machines operators and their customers. Customers can receive promotions on their smartphone, make purchases or request support. At the office you can receive notifications about new available products and any price changes. You no longer need a payment key for each location because the app can interact with the entire vending machines network. If you need help, you can open a support request at any time, without having to wait for operator availability on the phone. Thanks to the direct connection with customers, the manager can better assess the appreciation of prices and products and give prominence to novelty. Its technicians can follow tickets and maintenance history of each vending machine from their smartphone. The automatic purchase through the app reduces the cost of cash management and bureaucracy needed to communicate with Inland Revenue offices. It also becomes possible to participate actively in the marketing campaigns of food and drink suppliers allowing the free distribution of their products and receiving the payment by the supplier itself.

A fast and flexible platform for lenders, retailers and channel partners to deliver and scale their retail finance programme, with proven technology and expertise.

Who are Super Payments? We believe that no-one should be penalised for paying digitally, so we are transforming the shopping & payment experience. Our goal is simple: we believe that customers and retailers are underserved by the current financial system and deserve a better and fairer deal. We are empowering retailers to extricate themselves from prohibitive fees and increase their sales, and offer shoppers a more rewarding experience. Technology powers everything we do, and will contribute to making our business model unique. Using advanced data and AI capabilities, we will create a personalised, distinctive and unique shopping experience for all customers. Led by former CEO of Funding Circle, Samir Desai, we have raised $30m of funding from leading venture capital and angel investors including Accel, Union Square Ventures and Localglobe, in one of the largest ever pre-seed funding rounds in Europe. If you are excited about sharing the adventure, joining a growing team with big ambitions and you are really great at what you do, then contact us!

The corporate-to-bank integration platform transforming finance and treasury operations. AccessPay provides a secure digital connection to thousands of banks and payment schemes worldwide. VC-backed. Always cloud-based. The fastest growing UK FinTech outside of London.

Billink is an innovative post-payment service for online retailers. With Billink each webshop can offer a risk-free and easy payment method which allows customers to receive their purchase first, while payment is only due after delivery. This creates a more secure and convenient transaction and as a result increases the average conversion rate and order value.

Look&Fin is a crowdlending website allowing people to invest in companies. Look&Fin is an alternative form of financing compared to traditional loans and investing options. We cut out the middleman, allowing companies to secure funds directly from people who have money to invest.

Viva Wallet is a leading European cloud-based neobank. Viva Wallet’s mission is to change the way businesses pay and get paid with cutting edge technology and unprecedented agility. They offer truly unifying, yet localized, end-to-end advanced digital payments solutions and embedded banking services tailored to the needs of businesses in 24 markets across the continent. With over 20 years dedicated to research & development of disruptive technologies, Viva Wallet responded to the fragmented European payments landscape with an ever-growing portfolio of innovative services through own infrastructure entirely based for the first time on Microsoft Azure cloud. Connecting with all local financial systems further enabled local adaptation and flexibility, making Viva Wallet the payment institution with the largest footprint in Europe. An advocate of sustainable cashless economy, quality of life, and versatile, secure payments for all, the company delivers digital payments services across three different time zones, in 19 languages and 10 currencies, featuring over 24 payment methods (card-present and card-not-present). The latter include major international card schemes, such as Visa, Mastercard, American Express and Diners, and an extensive line-up of local card schemes, such as Bancontact. Innovation rests at the core of Viva Wallet’ DNA, with the “tap-on-phone Viva Wallet POS app” being their latest breakthrough. Turning any Android mobile to a card terminal, the tap-on-phone feature revolutionizes digital payments’ acceptance; full mobility, anywhere, anytime, by anyone, fast, frictionless, and legacy-hardware-free. Aiming to offer a holistic payment experience across all transaction platforms, Viva Wallet also introduced Smart Checkout; an easy-to-integrate, self-updated and fully customizable payment gateway that can increase conversion by 21%. Viva Wallet’ competitive offering involves ability to reduce card acceptance fees to 0%, next-day settlement

Billhop is a payment service that enables businesses across the EEA to pay their supplier invoices with their credit card. Billhop is a regulated payment institution based out of Stockholm, Sweden.

SeQura provides e-retailers with a solution to reduce consumer thresholds, improving conversion rates and raising average basket sizes while securing certainty of payment. At the same time, it provides comfort, security and flexibility to the online consumers. SeQura offers e-retailers easy access to invoice without having to bear excessive credit risk or taking on extensive financial administration – just by accessing a simple API. The SeQura initiative is headed by successful serial entrepreneurs and top Scandinavian e-commerce management with unmatched e-retail track record and extensive insight and experience of managing and starting online businesses in continental Europe.

DueCourse gives you fast, simple money release for your business. Simply connect your cloud accounting package, raise an invoice and access your cash now. It's 100% online and completely flexible, with no ongoing contract and no subscription fees. So, put yourself in the cash flow driving seat and GetPaid® with DueCourse now. Get your no obligation quote at www.DueCourse.com

elopage is the SaaS-Tool made for entrepreneurs to setup, manage and scale their digital businesses around digital products, online courses, memberships, tickets and digital services! Join us on our journey, work for one of Germany's most progressive ventures and take over highly impactful tasks from day one.

Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online. With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard. You can find the Straal Social Media policy here: https://straal.com/social-media-policy

Since its launch in 2014, Anytime has already attracted more than 100,000 entrepreneurs. The company owes its success to its 100% online professional account, its simple and innovative application, its phone advisers coupled to a clear pricing without hidden costs. Anytime is intended for professionals, VSEs-SMEs, nonprofit organizations and creators. More than a simple professional account, Anytime offers Mastercard cards to manage the professional expenses of your teams as well as a platform of simple and effective services which allow you, for example, to start creating a business, to issue personalized invoices, to cash your customers, to manage your cash flow or to automate your accounting. Anytime raised 5M € in 2016 from the Seventure Partners fund (Prestashop, SumUp, IDNow, Mailjet, ChronoTruck, ...). After becoming profitable in 2018, Anytime has become a subsidiary of Orange Bank in January 2021 and benefits from Orange's brand image with VSE / SME customers to speed up its business development and enhance the solutions it offers to professionals.

Since 2015, Barion has been giving over 13,000 merchants a unique online payment solution. Present in 15 countries (and counting), our products include Barion Smart Gateway for payments, Barion Pixel for gathering insight, Barion Metrics for smart analytics, Barion Bridge for payment platforms, and Barion Targets for programmatic advertizing. Barion Wallet has over 400,000 users in the CEE region, making it a popular alternative to digital wallets like Apple Pay and Google Pay.

BR-DGE are on a mission to shift power and control back to merchants because payments have become too complicated, inflexible and restrict choices. Pushing the boundaries of payment technology, BR-DGE have built an independent payment orchestration platform, that’s simple to integrate and easy to adopt, enabling merchants to build resilience, consolidate reporting and innovate at speed. In an increasingly competitive and complex payment landscape, with fast-evolving customer demand, BR-DGE ensures merchants deliver a streamlined end-to-end payment experience. BR-DGE, a global marketplace powering billions of transactions globally.

A transformative B2B global digital payments solution easing the frictions in the recurring subscription economy. Utilizes a uniquely designed legal framework that supports a multi-party value to issuers, payment service providers, merchants and -indirectly- end consumers. Built on a scalable API shared technology platform with white label SDK functionality and robotic boarding capability that delivers powerful performance analytics.

CarPay-Diem is a mobile fueling and digital marketing platform, allowing any mobile app or connected vehicle to activate any fuel pump or charging pole independently of the brand; the equipment being operated or the method of payment. CarPay-Diem integrates into and enriches any existing mobile application from either fuel retailers or any other mobile app or connected vehicle willing to upgrade their offering with a pay@pump function combined with an innovative direct marketing approach. CarPay-Diem is a neutral platform, that can act as the single point of access (mobile payment hub) to sites from multiple retailer brands. The CarPay-Diem marketing platform allows retailers and energy providers to rethink digital marketing in a groundbreaking new way. CarPay-Diem lets retailers engage with drivers directly. Off- or-on-site, at the moment of purchase to take direct action on shaping the customer's journey and ultimately generate more sales on their sites.

DanAds is a completely customizable and scalable self-serve ad tech infrastructure for publishers that have a need for a more sophisticated self-service ad solution. Through DanAds’ industry-leading infrastructure for self-service advertising, global enterprise publishers can secure future scalability in a controlled way. With our wholly customizable and white-labeled solutions, the future of self-serve guaranteed advertising is finally here. DanAds was founded in 2013 with a belief that transparency between advertisers and publishers is necessary to increase engagement, revenue, and future scalability. Our main client base consists of global enterprise publishers and brands, with customers such as Bloomberg Media, TripAdvisor, Hulu, SoundCloud, Klarna, Disney, Roku, Expedia Group and Philips.

FINQware develops technologies & products in order to put the "open banking"@work, giving people tools to be wiser with their money.

kevin. is here to disrupt the payment industry as we know it. We give businesses the ability to accept payments directly from banks, cutting out the card networks and making the payments process cheaper, faster, smoother and more convenient. kevin. gives businesses access to more than 350+ million customers, with broad coverage across the European Economic Zone. kevin. is a skyrocketing techfin that just keeps growing - and we’re always looking for people who are looking to disrupt the payments industry. If you have ambition, expertise, reliability and ownership and want to launch into the future of payments together, kevin. is the place to build your career.

Commerce is evolving, quickly, everywhere, with a growing gap between included and left behind. KiWi is Mexican start-up that works with distributors and micro-merchants to provide them with access to financial solutions. We offer supply chain financing to distributors, providing loans to their clients to ensure they always have the purchase power to buy supplies. Additionally, we empower micro-merchants with adapted digital technology to accept card payments, make mobile top-ups, and bill payments, while also having access to micro-credits. Our goal is to help businesses thrive by providing them with the tools they need to succeed.

Klarpay AG is a leading fintech company offering online businesses access to multi-currency IBAN accounts, global payment acceptance, and digital disbursement solutions. As the first Swiss-licensed fintech company to work exclusively with e-commerce, digital entrepreneurs, and social media influencers, Klarpay seeks to empower digital entrepreneurs through borderless, scalable payment, and bespoke business banking solutions. Founded in 2019, Klarpay AG is a deposit-taking financial institution authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA) under the Swiss Federal Banking Act, Article 1b.

Form3 develop payment technology. We offer a fully managed, payment technology platform for Financial Institutions as-a-Service. Our vision is to be the worlds most trusted provider of payment technology. We design, build and run the technology that powers the future of payments. Historically, banking leaders believed that infrastructure technologies were an asset for their financial institution because they were managed locally and could be customised. Form3 is changing this model and offering payments infrastructure as a service. A fully cloud native platform that is fully managed to lower costs across operations, infrastructure, security, upgrades, and change management. Form3 has proven that there is a cheaper, simpler, and more efficient way for FI's to handle large payment volumes and scale dynamically without a heavy infrastructure burden. We enable FI’s to benefit from the flexibility, business agility and speed to market that an API-first platform brings along with embedded services that ensure they are always future-ready. Form3 work with regulated financial institutions including large Enterprise banks and digital challenger banks including Mastercard, Lloyds Banking Group, Ebury, LHV, PPS, N26, Square, Ziglu, Aion Bank and others.

Payments Infrastructure for the future of commerce. The modern Payment Service Provider that provides a fully compliant end-to-end platform for fiat and digital currencies and assets.

We're a team of entrepreneurs in fintech, data science and dev tools. We believe the future of finance belongs to builders. Access to capital should be fair and instant, we're working hard to make this happen. Defacto provides lending in seconds to SMEs across Europe through their daily tools. We're proud to partner with Qonto, Malt, Pennylane and Libeo amongst other great B2B fintechs and marketplaces.

Since its inception in 2019, Libeo’s mission has been to accelerate the digital transition of companies and accountants. Thanks to its unique technology in Europe, Libeo simplifies, secures and improves invoice processing and payment. More than 300,000 companies pay and get paid on Libeo. Libeo is a pioneer of one-click payment without requiring an IBAN. It is a complete solution that automates the management of financial flows and invoices, payment and bank reconciliation. Libeo benefits from the EU Horizon 2020 R&D programme (agreement no. 876518). Our platform allows accountants, business managers and CFOs to: - Schedule bulk payments in one click. - Connect and sync your payments. - Upload a CSV or BACS file of payroll information to pay employees with ease. - De-risk payment transactions. - Effectively manage your cash flow. 👉 To learn more, visit http://ow.ly/eV2p50Mhbhv or reach out to our team: hello@libeo.io

Getpaid is a Pan-European technology and payment company with headquarters in Germany and Spain exclusively targeted at platforms and marketplaces. Our mission is to be the world’s most platform-centric solution, where platforms can monetize payments & easily enable merchants to grow their businesses. The product will help platforms and marketplaces gain up to 5X more value from payments across revenue potential, data & business insights, customer experience and payment operations. No matter if you are a website builder, invoicer, SaaS player or marketplace, make payments your business - simplified and on your terms.

HUBUC P1 is a lightning-fast global card issuing and processing engine. We call this incredible machine P1 because it's fast, lean, and innovative. We believe it's the best, and you should take it for a test drive.

Founded in 2016, iBanFirst has quickly established itself as the leading alternative for businesses that trade and carry out international payments. iBanFirst offers a next-generation cross-border payment experience that combines a powerful platform and the support of FX experts. With iBanFirst, executives and finance teams can get direct access to currency markets, receive, send and track payments and develop tailored hedging strategies. With more than 350 employees in 10 European countries, processing a volume of transactions worth more than €1.4 billion each month, and listed by the Financial Times as one of Europe's fastest growing companies, iBanFirst became in less than 10 years a trusted partner for SMEs across borders. iBanFirst has the financial backing of the French public investment bank (bpiFrance), European venture capital leaders (Elaia, Xavier Niel), and the American investment fund Marlin Equity Partners (more than 8 billion dollars of capital under management). Regulated by the National Bank of Belgium as a payment institution, iBanFirst is authorized to operate throughout the European Union. Member of the SWIFT network and SEPA certified, iBanFirst holds AISP and PISP accreditations under PSD2.

Coinhouse is the leading French platform for providing investment and payment services in Bitcoin and tens of other crypto assets.

MeaWallet is a Norwegian company established in 2013. We are in the centre of excellence within mobile and digital payments and mobile wallets, providing state of the art certified technology in 18 countries. As one of Europe’s leading companies within mobile payments, we provide banks with a short time to market with high-quality products. In close relationship with Amex, Mastercard, Visa, NXP and other key organizations, we are at the forefront of the mobile payments space. We are an organization with a mix of seasoned and experienced subject matter experts together with young entrepreneurs that constantly challenges the technology. This combination has proven to be unique and given us credit with customers, partners and in the FinTech industry in general. MeaWallet serves mainly banks and other card issuers, through a proprietary platform-independent product suite, focusing 100% on tokenization technologies, supporting both global and local schemes without any geographical limitations. To learn more about MeaWallet visit our website https://meawallet.com/

Minutizer is a multicultural, multi product and brand, 7 years old startup. We are a fintech company with a team of 35 people, the majority being in Bucharest at Tech Hub. We also work remotely from different cities in Romania, Finland, The Netherlands and LATAM region. Minutizer is the leader of Skype pay-per-minute technology. The software can be licensed via API or whitelabel. Along with Skype, we have solutions for WhatsApp, Discord, Instagram, SnapChat & Kik.

MODIFI was founded with one aim - to make trade seamless and transparent for businesses around the globe. We are challenging the status quo for exporters and importers alike. With MODIFI they gain full control of cross-border trade -- against all odds of supply chain disruptions. How? We offer a one stop platform for business payments and trade management.

Financial peace of mind that makes you smile. At Moneytrans we are revolutionizing the way millions of heroes who have made the decision to migrate to another country store, spend and send money worldwide. *** We are a leading fintech company bringing more with less: we enable more than 10 million citizens of the world to manage their finances abroad, send money home and smile for a better everyday life! Our mission is to transform the lives of millions of migrants and their families by financially empowering them with the most complete, transparent and trusted financial services on the market: a superapp where they can open and manage a payment account plus debit Mastercard, send money in over 140 countries around the world, subscribe an insurance and much more. To take up this challenge, we count on a diverse and passionate team of over 400 employees spread into Belgium, Spain, France, Italy, Netherlands, Istanbul, Democratic Republic of Congo and Romania—and we’re still growing. Our leitmotiv: make the world a fairer place! Want to be part of the Moneytrans revolution?

MUUME with its headquarters in Switzerland, is a platform for digital services for daily consumption that consumers can use to take care of their purchases and orders on their smartphones effortlessly and in a customized manner. MUUME is an expert in digital product data management and digital payment. To this end, at its core MUUME deals with the digitization of everyday consumer and shopping processes and links them closely with the usual banking and payment services and with added values, such as loyalty programs, couponing, home delivery and pick-up service. Shopping, being informed and paying – everything digitally with one app, no matter whether at the POS, on the go or from home. In the digital age, the consumer is becoming more and more self-directed: Traditional consumer processes thus become digital self-service processes, which are executed by the consumers themselves – even activities that were previously up to the merchant.

Don't wait for it to happen and offer your employees world's favourite employee benefit 🫶 👉🏻 Through our products and services, we enable people to experience how simple the future really is. What possibilities the natural evolution of the world opens up, what powerful tools it enables us to create. It is already happening in the world and we are not waiting for it.

Payaut is the only payment solution for marketplaces that connects with any PSP. Our mission? Unlocking marketplace success! Payaut’s flexible payment solution lets marketplaces connect with the PSP(s) of your choice. Resulting in the highest authorisation rates, unlimited payment methods, reduced downtimes and the best-in-market pricing. With Payaut, your marketplace is compliant with PSD2 regulations as we take care of the daily hassle of payouts, split payments and KYC. Allowing you to focus to grow your business. Payaut is backed by C-suite execs of Adyen and Mollie and Europe’s leading VC funds LocalGlobe (Robinhood, TransferWise, Cazoo), Entrée (Cazoo, Gusto, Monday) and Finch Capital (BUX, Hiber, Fixico).

PayFit simplifies payroll management and HR processes for SMBs. We have built a fast, intuitive and automated SaaS solution to help business owners and HR professionals save time and money allowing them to refocus and what really matters: their employees. We have set ourselves a mission to support the digital transformation of HR management through our ever growing range of product features and services. We have a strong presence in France since 2015 and have been quickly growing in Germany, Spain and the UK. More than 6500 companies such as Biocoop, Heetch or Gymlib to name a few already trust us. Over 700 PayFiters have already joined the adventure and we have raised 254M€ to keep growing.

PayLead is bringing together daily banking and performance marketing for retailers with its proprietary technology fuelled by payment data. PayLead offers a unique opportunity for retail advertisers to address millions of consumers across Europe with unprecedented targeting capabilities. Since 2016 PayLead has changed the way consumers are experiencing loyalty by creating an effortless reward experience when they shop either online or in-store while turning payment data into value for marketers. PayLead operates over 25 loyalty programs for the largest retail banks, neo-banks, and consumer money apps in Europe. PayLead is headquartered in Paris and also holds offices in Madrid and Barcelona.

Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides. Our BIN sponsorship services provide the fastest and simplest way to launch a card program, significantly shortening the time to market. As a principal member of SWIFT and SEPA we offer fully functional IBAN accounts with the same facilities as regular bank accounts, but reducing administrative costs and complexity for you. We’re developing an alternative payment ecosystem - through interoperable white labelled eWallets, QR payments and world’s first Android-agnostic Software Point of Sale (POS). We work with our partners to implement any of these services as “point solutions”. But the real benefit of working with Paynetics comes from working with us across a range of services to greatly improve implementation time for you, and time to cash for your customers. We have a team of payment experts who helped introduce ATMs and chip cards to entire nations and re-established financial systems of whole countries. Whatever your payments challenge, we can help you meet it. We offer payments, simplified.

The Traffic and Data Services Division of the Tracsis Group is the leading international provider of transport survey, rail passenger survey, data capture and event traffic management services in the UK and Republic of Ireland. We use the best project management processes and technical innovations to deliver survey, data and event traffic management services to approved safety, data protection and quality standards. Our highly motivated people have built a reputation for acting quickly within a time window dictated by our clients’ needs. We are responsive and easy to work with and have experience across the public and private sectors, both nationally and internationally. With a range of specialist business teams, we tailor our services to meet your needs. Being a part of Tracsis means that our clients can also access the consultancy services, infrastructure management systems and software products of the wider Tracsis Group which has a particular focus on the rail industry. We work with clients to reduce cost, improve efficiency and enhance the operational performance of transport networks.

Scalapay is an innovative payment method which allows a customer to defer payments through 3 or 4 interest-free installments. The buy now pay later service is available in over 7.000 physical stores and in the e-stores of more than 5.000 brands. The cost of the service is totally free for the customer and is financed by a commission applied to retailers who are immediately paid for their product. Scalapays’ service has seen a 48% increase in the average order value, an increase in cart conversion, and a decrease in its abandonment rate. Over a period of three months, 65% of platform users return to the store or e-commerce they purchased from using Scalapay.

Incuto is a socially profitable financial technology company, based in the north of the UK. We work with Credit Unions and the Community Banking sector, as a technology partner, to develop financial technology aimed at helping everyone access low cost, high quality financial services. We recognised that the credit union and community banks have a legacy debt of technology, requiring back-office efficiency, improved access to information and affordable access to the payment networks, to allow them to become real challengers, and better serve their communities.

Cevinio drives your invoice process transformation with machine learning and robotics. Boosts agent productivity, increases cost saving and improves compliance. One global solution: Multi-country and multi-language