The Notice of adequate assurance or NOAA letter is a notice made for consumers to be used when alleged creditors and/or debt collection agencies continue to report false, negative or unverified information to the consumer reporting agencies. Your personal consumer reports and what is reported on them are very important. They can play a big part in determining a person's quality of life. This notice is specially prepared to maximize results. Comes complete with correspondence instructions, follow directions closely and allow 30-60 days for best results.