FinTech Companies in Switzerland

HQLAᵡ is an innovative financial technology firm founded by financial market practitioners. Our vision is to accelerate the financial ecosystem’s transition towards frictionless ownership transfers of assets, and our core clients are financial institutions active in securities lending and collateral management. Our immediate goal is to improve collateral mobility amongst market-leading triparty agents and custodians. Together with Deutsche Börse, we created a multi-layer operating model which enables our clients to exchange ownership of baskets of securities across disparate collateral pools at precise moments in time. The atomic nature of our Delivery vs Delivery (DvD) ownership transfers provides our clients with capital cost savings by reducing credit risk, intra-day liquidity requirements, and operational risk. Our core cultural values: • Focus on the client • Simplify all tasks • Build relationships • Collaborate and challenge • Act with integrity • Seek diverse perspectives • Make a difference every day • Strive for continuous self-improvement • Avoid finger-pointing • Think big, but also be humble • Maintain a positive mindset • Enjoy the journey Find out more at www.hqla-x.com

Aximetria GmbH is a Swiss financial service providing crypto services for private and corporate clients in Europe and beyond. The company has a Swiss financial license, and its activities strictly comply with the international AML regulation. The head office of the company is located in the city of Zug, in the center of the Crypto Valley. Aximetria GmbH is a part of TCS Group Holding PLC.

Bancor is an on-chain liquidity protocol that enables automated, decentralized token exchange on Ethereum and across blockchains.

About Crypto Finance The Crypto Finance Group - comprising two FINMA-regulated financial institutions and part of Deutsche Börse Group - offers professional digital asset solutions. This includes one of the first FINMA-approved securities firms with 24/7 brokerage services, custody, infrastructure, and tokenisation solutions for financial institutions, as well as the first FINMA-approved manager of collective assets for crypto assets, with an active, rules-based, and index-based alternative investment fund offering, including the first Swiss crypto fund. The Crypto Finance Group is headquartered in Switzerland. For more information, please visit: www.crypto-finance.com

Commerce is evolving, quickly, everywhere, with a growing gap between included and left behind. KiWi is Mexican start-up that works with distributors and micro-merchants to provide them with access to financial solutions. We offer supply chain financing to distributors, providing loans to their clients to ensure they always have the purchase power to buy supplies. Additionally, we empower micro-merchants with adapted digital technology to accept card payments, make mobile top-ups, and bill payments, while also having access to micro-credits. Our goal is to help businesses thrive by providing them with the tools they need to succeed.

Klarpay AG is a leading fintech company offering online businesses access to multi-currency IBAN accounts, global payment acceptance, and digital disbursement solutions. As the first Swiss-licensed fintech company to work exclusively with e-commerce, digital entrepreneurs, and social media influencers, Klarpay seeks to empower digital entrepreneurs through borderless, scalable payment, and bespoke business banking solutions. Founded in 2019, Klarpay AG is a deposit-taking financial institution authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA) under the Swiss Federal Banking Act, Article 1b.

Foxstone is a Swiss online real estate investment platform providing capacity into direct co-ownership, co-investment and mezzanine debt.

Founded in 2015 in Switzerland, Metaco is an enterprise technology company whose mission is to enable financial and non-financial institutions to securely build their digital asset operations. The company’s core product, Harmonize™, is a mission-critical orchestration platform for digital assets. From asset-agnostic custody and trading to tokenization, staking and smart contract management, the platform seamlessly connects institutions to the broad universe of decentralized finance and Web3 decentralized applications. Metaco has established itself as the institutional standard for digital asset infrastructure, trusted by the world’s largest global custodians, banks, regulated exchanges, and corporates. Its software and technology solutions enable institutions to store, trade, issue and manage any type of digital asset – such as crypto and digital currencies, digital securities, non-fungible tokens (NFTs) – with the highest possible security and agility.

NetGuardians is an award-winning Swiss FinTech helping financial institutions in over 30 countries to fight fraud. More than 80 banks, including UOB and Pictet & Cie, rely on NetGuardians’ smarter artificial-intelligence (AI) solution to prevent fraudulent payments in real time. Banks using NetGuardians’ software have achieved reductions of up to 85 percent in false positives, spent up to 93 percent less time investigating fraud, and have detected new fraud cases. NetGuardians is the fraud-prevention partner of major banking software companies, including Finastra, Avaloq, Mambu, and Finacle. NetGuardians was listed as a representative vendor in Gartner’s 2020 Market Guide for Online Fraud Detection and in the Chartis RiskTech100 List in 2021. Headquartered in Switzerland, NetGuardians has offices in Singapore, Kenya, and Poland.

About Sygnum Sygnum Bank is the world’s first regulated Digital Asset Bank and a digital asset specialist with global reach. With Sygnum Bank AG’s Swiss banking licence, as well as Sygnum Pte Ltd’s capital markets services (CMS) licence in Singapore, Sygnum empowers institutional and private qualified investors, corporates, banks and other financial institutions to invest in the digital asset economy with complete trust. Our clients can use their deposited CHF, USD, EUR and SGD to invest in leading digital assets, including protocol tokens such as Bitcoin, Ethereum, XRP, Bitcoin Cash and Tezos, a Digital CHF for instant settlement, and asset tokens. They have the peace of mind that these investments are held with bank-grade security, convenience, and trust. Stay alert to fraudulent communications Sygnum Bank will never post messages in social media networks or private messaging applications that provide investment advice or ask you to login to your account, change your password, make deposits, transfer funds or make any other financial transactions. These requests are fraudulent. There are individuals who may attempt to impersonate trusted organisations such as Sygnum Bank or their staff to get access to your information and financial assets. Sygnum Bank urges you to stay alert to potentially fraudulent emails, calls, SMS’s and content on messaging and social networks that pretend to represent Sygnum Bank AG in Switzerland or Sygnum Pte Ltd in Singapore, our staff, advisors and partners. Our mission is to empower everyone, everywhere to invest in digital assets with complete trust, so we only publish Sygnum content via our website at www.sygnum.com, this official LinkedIn profile, and @sygnumofficial on Twitter. Contact us If you come across unsolicited messages related to Sygnum, please do not reply or open any electronic files or click on any links and report them immediately to security@sygnum.com.

Founded in April 2018 and headquartered in Zug, SEBA Bank is a pioneer in the financial industry providing a seamless, secure and easy-to-use bridge between digital and traditional assets. As a smart bank SEBA Bank offers a fully universal suite of regulated banking services in the emerging digital economy. In August 2019, SEBA Bank received a Swiss banking and securities dealer licence – the first time a reputed, regulatory authority such as FINMA has granted a licence to a financial services provider with a core capability in digital assets. The broad, vertically integrated spectrum of services combined with the highest security standards, make SEBA Bank’s value proposition unique - this is why Banque de France selected SEBA Bank to test the integration of Central Bank Digital Currency (CBDC). CVVC Global Report and CB Insights names SEBA Bank as Top 50 Companies within the blockchain ecosystem. For more information about SEBA Bank, please visit seba.swiss

Alpian unifies everyday banking with accessible investment and private banking services in a hassle-free mobile app so that your financial life fits comfortably in the palm of your hand. The combination of human expertise and system intelligence is how we fulfill our promise - to always be at your side on your journey to wealth beyond money.

Jibrel connects global investors with some of the fastest-growing startup economies in the world, allowing qualifying investors to safely invest alongside leading VCs and angels in pre-vetted ventures. By automating access, equity management, and governance, Jibrel provides. Jibrel provides investors with more transparency and control while allowing startups to attract, onboard, and manage a much larger and more diversified pool of investors.

CashSentinel is a Payment Orchestration Platform that processes hundreds of millions of yearly payment flows for its clients, in Switzerland and Europe: - with MyPortal, a turn-key solution bringing digital contracting, payment, escrow, splitting and payout solution for digital and phygital marketplaces. - through white-label payment processing for marketplaces and other financial service providers. We provide a compliant, white-label payment processing service including client onboarding, KYC, escrowing, splitting and payouts. Some of our clients: Agence Automobilière, Car For You (Swiss Marketplace Group), Carsell, Datatrans, Ewigo, Frau Gerold's Garten, Groupe Astellia, Thunes (Limonetik), Manor, Micas Garten, Worldline (ex-SIX Payment Services), ZRMB Marketplace (a Zur Rose - Migros subsidiary), Zurich Street Food Festival (miteinander GmbH).

The Datum Network runs Datum, a marketplace where users can share or sell data on their own terms. The Datum Network's core technology is a decentralized and distributed high performance NOSQL database backed by a Ethereum blockchain ledger (smart contract). This technology allows anyone to backup structured data (such as social network data, data from wearables, smart home, and other IOT devices) in a secure, private, and anonymous manner.

Global Unit Pay is an advanced blockchain-based platform with additional capabilities, providing the most complete and technically advanced set of services for conducting B2B, B2C, C2C financial transactions. Global Unit Pay is an authorized member of the d'Organisme de Surveillance pour Intermédiaires Financiers & Trustees (SOFIT) organization, and as such is supervised by SOFIT as a supervisory authority officially recognized by the Swiss Financial Markets Authority (FINMA), supervised in accordance with with the Swiss Federal Anti-Money Laundering Act (AMLA).

Too many people think that investing money is complicated, involves a lot of effort and is only for those who already have a lot of money. With findependent, we show the opposite: with us, you can open an account online within approx. 15 minutes, easily select one of our optimally tailored investment solutions and get started with as little as 500 francs. And thanks to our practical investment app, you are always informed transparently about your investments, earnings and fees and can control your investment solution conveniently with your smartphone. Be smart and get more out of your savings. With findependent, you invest sustainably and on a diversified basis. And because investing for the long term is much more rewarding than leaving your money in the bank for a mini-interest rate, you can save for your future and enjoy your life now. findependent is also around 60% cheaper than comparable bank offers - so there's a lot more left over for you. With findependent we want to make investing simple, understandable and transparent and thus make the financial advantages of the financial markets accessible to everyone.

Decentralized social trading.