Finding affordable commercial vehicle insurance for a small fleet can make a big difference for your business. The right policy protects your vehicles, drivers and financial stability while keeping costs manageable. Many providers near Vaughan, ON, offer personalized solutions to fit your unique operations.
Comparing coverage options, premiums and support services helps you make an informed decision. With the right plan, you can confidently drive your fleet, knowing your business is protected.
How to find affordable commercial vehicle insurance for a small fleet near Vaughan, ON
Before choosing commercial vehicle insurance for your fleet, consider these key factors:
- Coverage and policy options: Make sure the insurance provides comprehensive protection, including liability, collision and industry-specific coverage relevant to your fleet operations.
- Cost and discounts: Compare multiple quotes and ask about multi-vehicle, safe driver or bundled business discounts to find affordable options without compromising protection.
- Risk management and support: Implement driver training, regular maintenance and safety programs and choose insurers that offer responsive guidance and claims support to reduce premiums and protect your business.
- Flexibility and scalability: Select insurance providers that can accommodate changes in fleet size or vehicle types as your business grows.
Who are the top 5 commercial vehicle insurance providers?
These top companies offer affordable commercial vehicle insurance for small fleets, along with expert guidance and tailored solutions to keep your business protected.
1. The Shepherd Group
The Shepherd Group is an independent insurance brokerage based in Vaughan, Ontario, serving clients across Canada, except Quebec. It specializes in business insurance for small- and medium-sized businesses. In addition, the company offers group employee benefits, life, critical illness and disability insurance to protect both fleets and individuals. The Shepherd Group offers comprehensive protection and cost discounts or bundles.
Clients benefit from its broker-led, personalized approach, ensuring that every inquiry receives expert guidance and tailored solutions. Its commercial insurance offerings include general liability, property, vehicle and fleet, business interruption, product liability, cyber liability, and directors and officers coverage. The Shepherd Group emphasizes clarity, speed and accuracy, giving clients peace of mind.
# Key features:
- Comprehensive coverage coordinating business and financial services to protect clients in any situation
- Brokers maintain active communication to assess risks and create tailored insurance solutions
- Supports community initiatives, partnering with organizations that empower youth and local neighborhoods
2. Oracle RMS Insurance Brokers
Oracle RMS Insurance Brokers is a trusted brokerage based in Concord, Ontario. It offers commercial fleet insurance designed to protect businesses with multiple vehicles under a single streamlined policy. The company works closely with an extensive network of insurance providers to deliver comprehensive and cost-effective policies.
The provider offers commercial insurance for general liability, property, vehicles and fleets, business interruption and specialized industries. Policies typically include essential protections, such as third-party liability, accident benefits, collision and comprehensive coverage. A fleet plan allows authorized employees to operate covered vehicles while keeping your assets fully insured. With personalized broker support and competitive pricing, Oracle RMS makes it simple to secure reliable commercial fleet coverage.
# Key features:
- Combines experience, innovation and a client-first approach to protect assets and support business growth
- Tailored coverage ensures clients pay only for the protection they need
- Dedicated, licensed brokers guide clients through quotes, renewals and claims with expert support
3. BrokerLink
BrokerLink makes buying insurance simple by offering personalized solutions for individuals and businesses. With more than 1 million customers and 4,000 dedicated specialists, BrokerLink has built trust across Canada since 1991. Replacement cost coverage ensures the vehicle’s full value if it is stolen or totaled.
Each BrokerLink advisor takes the time to understand your needs and find affordable car insurance that fits your lifestyle. The team works to secure competitive rates and identify savings opportunities while ensuring you stay fully protected on the road.
# Key features:
- Self-serve portal BrokerLink Connect enables policy management, claims reporting and coverage updates anytime, with local branches for in-person support
- Premium savings through policy bundling, safety programs and telematics
- Specialists track the latest deals, discounts and promotions
4. InsuranceHero.ca
InsuranceHero.ca helps Canadians secure the right insurance coverage for their vehicles, businesses and more. It provides fast, easy and reliable service with licensed brokers who understand your needs. Vehicle owners in Ontario can obtain mandatory auto insurance at competitive rates, tailored to their driving profile. Bundle discounts and expert guidance help clients save money.
The provider’s policies cover a wide range of vehicles under one convenient plan, helping simplify insurance management and reduce costs. InsuranceHero.ca offers tailored fleet insurance solutions designed to protect businesses that rely on multiple commercial vehicles for daily operations.
# Key features:
- Fleet and commercial auto coverage protects businesses and reduces financial risks
- Comprehensive portfolio review uncovers savings opportunities while keeping necessary coverage
- Policy optimization ensures the best value without compromising protection
5. Intact Insurance
Intact Insurance protects your business vehicles, from one car to a full fleet. Civil liability covers injuries or property damage and protects your vehicle if you’re not at fault. Collision and upset coverage shields against impacts, rollovers and collisions. All perils coverage guards against fire, theft, vandalism, hail, flood and more. Replacement cost coverage ensures the vehicle’s full value if it is stolen or totaled.
The company offers multiple ways to save, including bundling policies, insuring multiple vehicles, maintaining a clean driving record and choosing higher deductibles. By working with Intact Insurance to explore discounts and tailored coverage options, businesses can secure competitive rates without compromising protection.
# Key features:
- 24/7 coverage and support across Canada and the U.S. for employee drivers
- Personalized guidance through over 6,000 broker offices nationwide
- Solution Program offers insurance for businesses that don’t qualify for standard coverage
Compare your fleet insurance options
Compare these top providers to find affordable commercial vehicle insurance for your small fleet.
How to choose the best insurance for you
Before selecting insurance for your small fleet, focus on these key factors:
- Coverage and limits: Choose a policy that protects all vehicles in your fleet against accidents, theft and liability, with limits that match your business needs.
- Cost and value: Compare premiums and deductibles to ensure you get comprehensive protection at a price that fits your budget without sacrificing essential coverage.
- Provider reliability and support: Work with insurers known for fast claims processing, clear guidance and responsive customer service to keep your fleet running smoothly.
Fuel your business growth with the right fleet insurance
Choosing affordable commercial vehicle insurance for a small fleet helps keep your business secure and resilient. Evaluating coverage, cost and insurer support can help you find the best fit for your operations. Local providers offer tailored solutions and expert guidance to simplify the process. By investing in comprehensive coverage, you empower your business to grow without unnecessary interruptions.
More must-read stories from Enterprise League:
- Discover why insuring your company vehicles protects your business from financial risks.
- Learn effective strategies for managing a fleet of vehicles to reduce operational costs.
- Explore the pros and cons of bank loans for financing your business growth.
- Find out how choosing the right business location impacts your company’s success.
- Understand the consequences of poor location decisions before committing to a space.
