12 innovative cyber insurance startups to keep an eye on (2025)

12 innovative cyber insurance startups to keep an eye on (2025)

12 innovative cyber insurance startups to keep an eye on (2025)

April 02, 2025

Cyber insurance startups that are finally making digital protection affordable

Small businesses are getting hit with cyberattacks left and right these days, and many of those can’t afford the sky-high premiums that traditional insurance companies charge for cyber coverage. That’s where cyber insurance startups come in. With a market size predicted to reach 30 billion U.S. dollars by 2027, these cyber-insurance startups quickly conquered their place in an industry that’s been dominated strictly by giant traditional insurers for too long.

Because they are offering more reasonable rates and coverage that makes sense for different-sized companies, these startups are finally making cyber protection available to businesses that used to think it was completely out of reach.

What are cyber insurance startups?

Cyber insurance startups sell policies that help businesses recover financially after hackers strike, covering costs like data recovery, legal fees, and business interruption. They typically use technology to offer more affordable rates than traditional insurers, making digital protection accessible to companies of all sizes.

Top cyber insurance startups

Complete list of the most cyber insurance startups that are worth knowing:

At-Bay

Founded in 2016, At-Bay focuses on protecting businesses against digital risks. Their main goal is to help companies stay safe and successful in today’s technology-driven world. Beyond just standard cyber insurance, they’ve created specialized coverage options that address the unique challenges businesses face online.

What makes At-Bay different is its approach to risk management. Rather than just providing insurance after something goes wrong, it actively monitors client networks for security issues and alerts businesses to potential vulnerabilities. This proactive security scanning helps prevent problems before they lead to costly claims or data breaches.

Resilience

Founded in 2020, Resilience combines cybersecurity tools with specialized insurance coverage. Their technology scans for vulnerabilities in company systems and provides clear assessments of potential threats. This insight allows businesses to fix the most critical weaknesses while getting appropriate insurance for remaining risks.

The Resilience platform gives leadership teams a dashboard view of their risk landscape across different departments and systems. By connecting technical security data with financial impact analysis, they help executives understand complex risks in business terms. Their integrated approach means less time spent on separate risk evaluations.

CyRisk

Founded in 2020, The CyRisk platform uses advanced algorithms to analyze a company’s digital footprint and security practices, then presents findings in clear, actionable dashboards. Their software scans for vulnerabilities across networks, applications, and cloud services to create a comprehensive risk profile without requiring deep technical expertise from users.

What makes CyRisk stand out is its approach to quantifying cyber risk in financial terms. By assigning dollar values to potential threats, they help executives understand the business impact of security gaps and justify investment in protective measures. The software also suggests specific remediation steps ranked by return on investment so teams can tackle the most impactful issues first.

SecurityScorecard

Founded in 2013, SecurityScorecard helps organizations understand their security posture and that of their vendors through an easy-to-read grading system. Their platform continuously scans the internet for signals that indicate security vulnerabilities, giving companies letter grades from A to F based on their cyber health across ten risk factors.

The company’s technology assesses risks without requiring installation on client systems, making it non-invasive and easy to deploy. SecurityScorecard monitors issues like network security, patching cadence, and data breaches, then translates complex technical findings into clear metrics that even non-technical executives can understand and act upon. 

Cowbell Cyber

Founded in 2019, Cowbell Cyber uses advanced technology to transform how cyber insurance works for businesses. Their platform continuously scans and assesses a company’s digital footprint to identify vulnerabilities and security gaps that could lead to breaches or attacks. This ongoing monitoring allows for real-time risk assessment rather than the traditional once-a-year insurance review.

Cowbell’s AI engines analyze massive datasets from various sources to create accurate risk profiles for each business. Insurance agents and brokers use their platform to quickly generate quotes tailored to a company’s specific risk factors. When incidents do occur, Cowbell’s system helps streamline the claims process by automatically mapping attack patterns to policy coverage.

CyberCube

Founded in 2015, CyberCube provides cloud-based cyber risk analytics and insurance underwriting solutions for the insurance industry. Their platform helps insurers, brokers, and reinsurers better understand and price digital risks in today’s connected world.

CyberCube’s suite of products includes tools for portfolio management, account-level underwriting, and large-scale risk modeling. Insurance companies use these analytics to set appropriate premiums and understand their accumulated risk exposure across multiple clients and industries. The platform also helps identify emerging threats and attack patterns that could impact policy pricing.

Elpha Secure

Founded in 2018, Elpha Secure takes a unique approach by bundling essential security tools with its insurance coverage. This integrated model helps businesses not just recover from cyber incidents but actively prevent them from happening in the first place. Their software platform includes endpoint protection, email security, and automated security assessments that work together to strengthen a company’s defenses.

What makes Elpha Secure different is how it aligns incentives between protection and coverage. By providing both the security tools and the insurance policy, they can offer more competitive rates to businesses that actively use their security software. Their system also simplifies cybersecurity for small businesses that lack dedicated IT teams by providing user-friendly tools and guided implementation.

BOXX Insurance

Founded in 2018, BOXX Insurance developed a model that goes beyond just paying for damages after cyber incidents occur. Their platform continuously scans for vulnerabilities across a company’s digital presence, identifying weak spots in email security, network protection, and employee practices. These insights help clients strengthen their defenses before attackers can exploit them.

The BOXX insurance policies cover critical areas like ransomware attacks, data breaches, business email compromise, and recovery costs. When incidents do happen, their 24/7 response team guides clients through the crisis, helping with forensics, legal requirements, and reputation management. This hands-on support proves especially valuable for smaller businesses without dedicated IT security teams.

Envelop Risk

Founded in 2016, Envelop Risk analyzes vast amounts of information to understand the evolving cyber threat landscape. Their proprietary algorithms evaluate thousands of factors that might influence a company’s vulnerability to attacks. This data-driven method allows them to offer more accurate pricing than conventional underwriting alone.

Envelop Risk works with reinsurers and insurance carriers rather than selling directly to businesses. Their analytics platform helps insurance partners better understand complex cyber exposures across different industries and regions. By providing deeper risk insights, they enable insurers to offer more competitive and comprehensive cyber coverage to their clients.

Coalition

Founded in 2017, Coalition stands out from traditional insurers by taking a proactive approach. Their technology continuously scans customers’ systems for vulnerabilities, sending alerts about security issues before they can be exploited. This scanning includes checking for outdated software, exposed credentials, and misconfigured settings across a company’s digital footprint.

When cyber incidents do occur, Coalition’s in-house team of security experts springs into action. Available 24/7, these specialists help customers navigate breaches, ransomware attacks, and other digital emergencies. Their rapid response capabilities often reduce claim costs by containing incidents before they escalate into major disasters.

Onsurity

Founded in 2020, Onsurity recognized that while large corporations could easily provide health insurance and wellness programs, startups and small businesses often found these benefits too complex and expensive. Their subscription-based model allows companies to offer healthcare benefits without the administrative burdens or high costs typically associated with employee health plans.

The Onsurity platform combines health insurance with preventive care, teleconsultations, and discounted medicine delivery. Employees access these services through a simple mobile app where they can book doctor appointments, store medical records, and track health parameters. The platform’s monthly subscription format lets businesses scale benefits as they grow rather than commit to large annual contracts.

Koop Technologies

Founded in 2020, Koop Technologies is an insurance technology company specializing in autonomous vehicles, robotics, and emerging technology risks. Their platform provides specialized coverage for the unique challenges posed by self-driving cars, delivery drones, and other automated systems.

Their insurance products cover liability, physical damage, cyber risks, and software failures specific to autonomous technology. Koop’s platform collects and processes operational data from these systems to improve underwriting accuracy and adjust premiums based on actual performance rather than assumptions. This data-sharing approach rewards companies that demonstrate safer autonomous operations with more affordable coverage.
tracts.

Coverdash

Founded in 2022, Coverdash was created to solve the frustrating and time-consuming task of shopping for commercial insurance. Their online portal allows business owners to get quotes for multiple types of coverage in minutes rather than days or weeks. The platform offers policies for general liability, professional liability, cyber insurance, and property coverage tailored to specific industry needs.

What makes Coverdash stand out is its embedded insurance technology that integrates with e-commerce platforms, marketplaces, and business service providers. This allows partners to offer insurance directly within their own platforms, making coverage available exactly when and where businesses need it. Their transparent pricing shows businesses exactly what they’re paying for without hidden fees.

Protectt.ai

Founded in 2020, Protectt.ai focuses specifically on the unique vulnerabilities of mobile applications. Their security tools detect and prevent common mobile threats like reverse engineering, code tampering, and credential theft. The platform continuously monitors apps in real time, identifying suspicious behaviors that might indicate an attack in progress.

Protectt.ai serves clients ranging from financial institutions to healthcare providers. As mobile banking, payments, and sensitive data access increasingly shift to smartphones, their technology helps companies maintain trust with users. With mobile malware and fraud schemes growing more sophisticated each year, Protectt.ai aims to stay one step ahead of attackers targeting the devices we rely on most.

CoverForce

Founded in 2020, CoverForce was created to solve the fragmentation problem in commercial insurance. Before their platform, insurance agents had to log into dozens of different carrier websites, each with unique interfaces and processes for generating quotes and issuing policies. CoverForce consolidates these connections through standardized APIs that enable seamless data flow between systems.

CoverForce has built integrations with over 30 major commercial insurance carriers. Their technology saves insurance agencies countless hours of administrative work while improving accuracy.

Herald

Founded in 2021, Herald recognized that commercial insurance was still largely stuck in manual, paper-based workflows. Their API platform enables brokers to submit one application that can generate quotes from multiple insurance companies simultaneously. This eliminates the need for repeatedly entering the same information into different carrier systems.

The Herald platform standardizes data across the insurance ecosystem, translating information between brokers and carriers that often use different formats and terminology. Their solution handles everything from initial application submission to quote generation and policy issuance. Brokers using Herald can deliver quotes to clients in hours rather than days or weeks.

Trava

Founded in 2013, Trava recognized that smaller businesses face the same digital threats as large enterprises but lack the budget and expertise to defend themselves. Their approach starts with comprehensive risk assessments that identify vulnerabilities across a company’s digital environment. These scans check everything from network security to employee password practices.

Based on assessment results, Trava creates customized security roadmaps that prioritize fixes based on risk level and implementation difficulty. Their platform includes guidance on remediation steps, making complex security concepts accessible to non-technical business owners. For risks that can’t be completely eliminated, Trava connects businesses with cyber insurance options tailored to their specific risk profile.

Inscora

Founded in 2020, Inscora was built to solve the growing complexity of selling cyber insurance policies. Their platform automatically analyzes a client’s digital security posture using advanced scanning tools that identify vulnerabilities in websites, email systems, and network configurations. This assessment provides agencies with detailed risk information without requiring specialized technical knowledge.

The Inscora system simplifies the application process by pre-filling many technical questions that typically slow down cyber-insurance submissions. Insurance agents can generate comprehensive risk reports in minutes rather than days, allowing them to present clients with a clear picture of their cyber exposures and insurance options. Their platform also tracks client security improvements over time to help negotiate better renewal terms.

Conclusion

Now that we’ve reached the very end of this article, we can proudly say that these cyber-insurance startups have a bright future ahead, not just for themselves but for the thousands of small businesses that can finally sleep better at night.

Discover more creative startups that might interest you:

 

  • Top media startups that are changing the way the media works in the online world.
  • Must-know NFT startups that are on the forefront of this new industry.

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The best 5 link-building marketplaces to scale your backlink strategy in 2025

The best 5 link-building marketplaces to scale your backlink strategy in 2025

The best 5 link-building marketplaces to scale your backlink strategy in 2025

April 02, 2025

Link-building marketplaces to scale your backlink strategy

Building backlinks remains one of the most effective strategies for improving your website’s Google rankings. These valuable connections serve as trust signals to search engines, indicating that other reputable sites consider your content worthwhile. High-quality backlinks can significantly boost your search visibility and drive targeted traffic to your pages. 

However, the process of acquiring these links demands considerable expertise and resources, leading many organizations to leverage specialized link-building marketplaces. These platforms facilitate connections with authoritative websites willing to provide backlinks, streamlining what would otherwise be a labor-intensive process. In this guide, we’ll explore the five premier link-building marketplaces that can help you scale your backlink acquisition strategy effectively in 2025.

Best 5 link-building marketplaces

Finding the right link-building marketplace can make or break your SEO strategy. After testing numerous platforms, these five consistently deliver quality backlinks that actually move the needle for search rankings. Each offers a different balance of pricing, website authority, and niche relevance. I’ve vetted all of them thoroughly to save you from wasting your budget on links that could hurt more than help. Let’s examine what makes each one worth your investment.

UK Linkology

UK Linkology is a trusted link-building company that connects businesses with high-quality websites. UK Linkology offers dofollow backlinks with strong domain authority to help improve search rankings. Every link is checked to ensure it is safe, relevant, and from a trusted website.

UK Linkology delivers high domain authority backlinks that improve search rankings and build a strong backlink profile. It is the top choice for businesses that want lasting SEO growth and reliable results.

Whitepress

Whitepress is a global link-building marketplace that connects businesses with publishers in different countries. Whitepress offers sponsored articles, guest posts, and content marketing opportunities on thousands of websites. Whitepress is known for helping companies secure quality sponsored content and guest posts efficiently, making it a preferred solution for businesses seeking reliable results.

FATJOE

FATJOE is a fast and easy-to-use link-building agency trusted by businesses and SEO agencies. It offers guest posts, niche edits, and content writing services to improve backlink profiles. FATJOE is known for quick delivery and a simple ordering system, making it an ideal option for agencies and businesses needing bulk links at scale.

Searcharoo

Searcharoo is a results-driven link-building agency known for its data-focused approach. It is owned by Web Media Group Ltd and managed by Karl Hudson and James Dooley. Searcharoo offers guest posts, custom outreach, niche edits, and detailed reports on link placements. Businesses trust Searcharoo to secure high-quality backlinks from industry-relevant websites, ensuring link relevancy and boosting organic traffic.

Reachology

Reachology is a link-building marketplace that secures backlinks from media and news websites. It also specializes in digital PR, editorial links, and content partnerships. Reachology is a top choice for businesses looking to boost their online reputation while improving SEO. It helps companies secure high-quality backlinks from well-known publications, strengthening brand visibility and search performance.

What makes a good link-building marketplace?

A good link-building marketplace offers links from trusted, high-authority websites. It should also provide guest posts, niche edits, and sponsored content options. Clear reporting and control over link placement and anchor text are also important. A reliable marketplace ensures that the backlinks improve search rankings without risking penalties.

Why use a link-building marketplace?

A link-building marketplace saves businesses time and effort when securing backlinks. It offers access to trusted websites, control over anchor text, and various pricing options. These platforms help businesses scale their link-building strategy while focusing on other areas like content marketing and improving their backlink profile.

Top backlink indexing tools

These top performers help speed up the indexing process, making your SEO efforts pay off faster. Each tool uses different methods to get search engines to crawl and index your backlinks quickly, from ping services to advanced indexing networks.  Let’s look at the standout tools that should be part of your backlink strategy this year.

BacklinkIndexingTool

BacklinkIndexingTool helps businesses get their backlinks noticed by Google faster. It speeds up indexing so search engines can quickly recognize and value new links. This tool is ideal for businesses that build guest posts, niche edits, and sponsored articles.

Indexceptional

Indexceptional is a backlink indexing tool designed for businesses that need bulk indexing. It allows users to submit multiple links simultaneously and track their indexing progress. Agencies and companies that handle high volumes of backlinks trust it.

GigaIndexer

GigaIndexer is known for its high success rate in getting backlinks indexed. It is favored by businesses that need fast and reliable indexing to ensure their backlinks boost their website’s SEO performance.

Real benefits of quality backlinks

Quality backlinks do more than improve search rankings. They drive more organic traffic to your website, build your brand’s authority, and strengthen your online reputation. Strong backlinks also help your content reach a wider audience and create new business opportunities.

Conclusion

Link-building marketplaces will be key to growing your website’s online visibility in 2025. UK Linkology, Whitepress, FATJOE, Searcharoo, and Reachology are the best platforms to scale your backlink strategy. Each platform offers unique strengths, helping businesses get quality backlinks and improve search rankings.

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16 zero investment business ideas you should know

16 zero investment business ideas you should know

16 zero investment business ideas you should know

April 01, 2025

Zero investment business ideas for the modern entrepreneur

Plenty of legitimate businesses can launch with little more than your time, skills, and determination. Zero investment business ideas aren’t get-rich-quick schemes or magical shortcuts, but they do offer real opportunities to earn income without the stress of loans or depleting your savings.

Starting this way also builds healthy financial habits from day one, teaching you to grow through creativity rather than spending. Now that we have an option to choose between hybrid, remote or in-person work environments, the internet has dramatically expanded these possibilities, connecting people with specific talents to those willing to pay for them, no storefront or inventory required.

Top 16 zero investment business ideas

Here are some creative and profitable zero investment business ideas that you can start right away:

Dropshipping

Dropshipping is a retail approach where store owners sell products without holding any inventory, so when customers buy something, the store purchases it from suppliers who deliver directly to the customer. Getting started is quite simple because it needs almost no money upfront, just a basic website and relationships with suppliers, though sellers should expect smaller profits per item but fewer overall expenses.

Online store owners focus on attracting customers and handling service issues, while their suppliers manage all the product storage and shipping details, which makes this idea perfect for anyone wanting to work from anywhere with a decent internet connection. Finding success often comes down to connecting with trustworthy suppliers, picking products people actually want, and creating smart ways to reach potential customers.

How much you can make: $50K–$300K/year
How much does it cost to start: $0–$500
How long does it take to build: 2–6 months

Freelance writer

Freelance writing is a flexible career path where individuals offer their writing skills to various clients on a contract basis, and they can create content like articles, blog posts, or marketing materials without committing to a single employer.

Starting requires minimal investment beyond a computer and internet connection, while writers can begin with smaller projects to build a portfolio before taking on higher-paying work. Writers set their own schedules and can often work from anywhere, which provides excellent work-life balance for those who manage their time effectively.

How much you can make: $30K–$120K/year
How much does it cost to start: $0–$200
How long does it take to build: 1–3 months

Social media management

Social media management is a service where individuals handle companies’ online presence across platforms, and they create engaging content while building brand awareness without needing specialized equipment. Starting requires virtually no investment beyond a computer and internet connection, while beginners can learn through free resources and practice.

Managers typically work remotely with flexible schedules, which allows them to serve multiple clients simultaneously. Success depends on staying updated with platform changes, understanding audience behavior, and creating systems that demonstrate clear value through measurable results to clients.

How much you can make: $40K–$150K/year
How much does it cost to start: $0–$300
How long does it take to build: 2–4 months

Blogging

Blogging is a content-based business where individuals create and publish articles on specific topics they’re passionate about, and they can earn money through advertising, affiliate marketing, or selling digital products without any significant startup costs. Starting requires just a computer, internet connection, and a small fee for website hosting, while beginners can focus on consistent posting to build an audience before monetization.

Bloggers work completely on their own terms and schedule, which provides tremendous freedom regarding when and where they create content. Growth typically happens gradually as search engines begin to recognize the site’s value, though income can be unpredictable until substantial traffic develops.

How much you can make: $20K–$200K/year
How much does it cost to start: $0–$100
How long does it take to build: 6–12 months

Graphic designing

Graphic designing is a creative service where individuals produce visual content for businesses and individuals, and they create logos, promotional materials, and digital assets without needing a formal studio or expensive equipment. Starting requires minimal investment beyond a computer with design software, while beginners can build portfolios through smaller projects or spec work before attracting higher-paying clients.

Designers typically work remotely with flexible hours, which allows them to take on projects from anywhere and balance personal commitments with deadlines. Income varies based on specialization and client type, though designers can steadily increase rates as their skills and reputation grow.

How much you can make: $30K–$120K/year
How much does it cost to start: $0–$300
How long does it take to build: 1–3 months

House or pet sitter

House or pet sitting is a service-based business where individuals care for homes and animals while their owners are away, and they can provide peace of mind through regular property checks, plant watering, pet care, and security monitoring without any startup investment. Getting started requires only reliable transportation and perhaps a background check, while beginners can build a reputation through friends and family referrals before expanding to a wider clientele.

Sitters enjoy a varied work environment and can often choose assignments that fit their schedule, which makes this ideal for those seeking supplemental income with minimal commitment. Earnings depend on location, services offered, and experience level, though many sitters find they can charge premium rates during holiday seasons or for specialized pet care.

How much you can make: $10K–$60K/year
How much does it cost to start: $0
How long does it take to build: 1 month

Virtual assistant

Virtual assistance is a remote support service where professionals handle administrative, technical, or creative tasks for busy entrepreneurs and companies, and they can manage email, schedule appointments, conduct research, or provide customer service without needing an office or expensive equipment.

Starting requires just a computer, reliable internet, and basic organizational skills, while newcomers can begin with simpler tasks before developing specialized services in areas like social media or bookkeeping. Assistants typically set their own hours and client load, which creates flexibility to work from anywhere while maintaining personal commitments.

How much you can make: $25K–$80K/year
How much does it cost to start: $0–$100
How long does it take to build: 1–2 months

Consultant

Consultancy is a knowledge-based service where professionals share their expertise with businesses facing specific challenges, and they can provide strategic advice, problem-solving, or implementation guidance without significant overhead costs. Starting requires deep knowledge in a particular field and some proof of past successes, while beginners might focus on smaller projects to build credibility and testimonials.

Consultants typically arrange their own schedules and client meetings, which allows them to work with multiple organizations simultaneously from virtually anywhere. Earnings reflect the consultant’s expertise level and the value they bring to clients, though building a consistent client pipeline takes time and strategic networking.

How much you can make: $50K–$300K/year
How much does it cost to start: $0–$500
How long does it take to build: 2–4 months

Dog walker

Dog walking is a pet care service where animal lovers exercise and provide companionship to dogs while their owners are at work or away, and they can build relationships with both pets and clients without any special qualifications or equipment beyond basic leashes and waste bags. Starting requires almost no investment, while beginners can begin with neighbors’ pets before expanding through word-of-mouth and local advertising.

Walkers set their own schedules and territories, which creates flexible working hours that can fit around other commitments or responsibilities. Income grows steadily as the client base expands, though weather conditions and seasonal changes may affect consistency.

How much you can make: $10K–$50K/year
How much does it cost to start: $0
How long does it take to build: 1–2 months

Influencer

Influencer marketing is a content creation business where people build engaged audiences around specific interests or lifestyles, and they can monetize their following through brand partnerships, sponsored content, or product promotions without needing expensive equipment to start.

Beginning requires just a smartphone, social media accounts, and a clear niche focus, while new influencers often start with micro-communities before attracting bigger brand deals. Content creators set their own publishing schedules and creative direction, which provides freedom to develop authentic relationships with followers while working from anywhere.

How much you can make: $0–$500K+/year
How much does it cost to start: $0–$200
How long does it take to build: 6–12 months

House cleaner

House cleaning is a practical service where cleaners transform messy, dirty spaces into sparkling, organized environments, and they can provide regular maintenance or deep cleaning services without expensive equipment beyond basic supplies.

Starting requires minimal investment for cleaning products and simple tools, while newcomers can begin with a few regular clients before expanding through referrals. Cleaners often create their own schedules and choose clients within reasonable travel distance, which offers flexibility to work around personal commitments or other part-time work.

How much you can make: $25K–$100K/year
How much does it cost to start: $0–$300
How long does it take to build: 1–2 months

Resume writer

Resume writing is a specialized service where experts create and optimize job application documents for clients seeking employment, and they can transform basic work histories into compelling professional narratives without expensive software or office space.

Starting requires only strong writing skills and an understanding of hiring processes, while newcomers can build portfolios by helping friends or offering discounted rates to initial clients. Writers typically work remotely on their own schedule, which provides flexibility to balance this business with other commitments or even a day job.

How much you can make: $15K–$70K/year
How much does it cost to start: $0
How long does it take to build: 1–2 months

Digital product reviewer on TikTok

Digital product reviewing on TikTok is a content creation business where creators test and evaluate software, apps, and online tools, and they share honest opinions through short, engaging videos without requiring expensive equipment beyond a smartphone.

Starting needs almost no investment except for access to the products being reviewed, while beginners can focus on free trials or affordable items before attracting sponsorships or partnerships. Reviewers work according to their own schedule and creative vision, which gives them the freedom to develop a unique style that resonates with specific audience interests.

How much you can make: $10K–$100K/year
How much does it cost to start: $0
How long does it take to build: 3–6 months

LinkedIn ghostwriter

LinkedIn ghostwriting is a specialized writing service where writers create professional profiles, posts, and articles on behalf of busy professionals, and they can help clients establish thought leadership and industry presence without revealing their behind-the-scenes role.

Starting requires strong writing skills and an understanding of professional networking dynamics, while new ghostwriters can begin with profile optimization before advancing to regular content creation. Writers work completely remotely on their own schedule, which provides flexibility to serve multiple clients across different industries simultaneously.

How much you can make: $0–$100K/year
How much does it cost to start: $0
How long does it take to build: 3–6 months

Prompt engineer for AI tools

Prompt engineering is a specialized technical service where experts design effective instructions for AI systems like chatbots and image generators, and they craft precise language that produces desired outputs without requiring expensive hardware or software licenses. Starting involves mainly understanding AI capabilities and limitations, while beginners can practice on freely available AI platforms before offering services professionally.

Engineers typically work remotely and can collaborate with clients worldwide, which creates location independence and schedule flexibility. Income potential has grown rapidly with AI adoption across industries, though rates vary based on expertise with specific AI models and an understanding of client needs.

How much you can make: $30K–$150K/year
How much does it cost to start: $0
How long does it take to build: 1–3 months

Linkedin profile optimizer

LinkedIn profile optimization is a specialized service where experts enhance professionals’ online presence on the platform, and they improve visibility, attractiveness to recruiters, and networking potential without requiring any physical inventory or office space.

Starting needs almost no investment beyond a computer and internet connection, while beginners can practice by upgrading their own profiles and those of willing friends before taking on paying clients. Optimizers usually work remotely and on their own schedule, which provides flexibility to serve clients across different industries and career levels.

How much you can make: $50K–$200K/year
How much does it cost to start: $0
How long does it take to build: 2–4 months

Conclusion

Whether you’re looking for a side hustle or planning your escape from the corporate world, these zero investment business ideas prove that entrepreneurship remains accessible to anyone with drive, skills, and the courage to begin.

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Build your own AI video editor with an SDK: A beginner’s roadmap

Build your own AI video editor with an SDK: A beginner’s roadmap

Build your own AI video editor with an SDK: A beginner’s roadmap

April 01, 2025

Build your own AI video editor with an SDK

Say you visited a concert of your favorite singer. The crowd was electrified, the show was above praise, and the sound quality was amazing! So, you captured all this on your phone to keep the memory. But then, you get home, watch the video, and see that it’s so shaky that it looks like it was recorded during some earthquake. 

But don’t hurry to get disappointed, as there are AI video editing tools that can turn the shakiest footage into a real cinematic masterpiece in a few taps! In this article, we’ll dive into how to create such an editor that will make video editing accessible and fun for everyone, even those of us who think “cut” is just a command for scissors!

Why AI video editing tools are game-changers

Before moving further, let’s explore what makes AI video editing tools different from their more traditional competitors. The truth is that traditional editing can be a very tiring task that requires a lot of time, resources, and technical skills. However, AI makes things easier! AI tools make the process faster, visually improve your footage, and let you create a pro-level video in no time.

Getting started with your AI mobile video editor

So, how are you to get started on this wonderful journey of creating an AI mobile video editor?

Step 1: Set your goals

Before getting down to coding, consider the main idea of your video editor. Should it be focused on fun effects or just quick edits? Or maybe both? Identify your vision and don’t be afraid to dream big!

Step 2: Choose your platform

Once you’ve got the app idea in mind, ask yourself, “Am I aiming for iOS, Android, or both?” The answer to this question will affect the choice of tools and SDKs you’ll need.

Plus, you can explore cross-platform frameworks like React Native or Flutter. With these, you’ll be able to develop one codebase that can be launched on multiple platforms, saving you from the need to code twice. 

Step 3: Choose and integrate video editor SDK

Have you ever heard of SDKs? An SDK stands for software development kit. This kit gives you access to the necessary tools, libraries, and documentation to help you build the best app possible, saving you a lot of time and effort. So, picking the right video editor SDK is crucial for the whole development process. Look for the one with robust features, easy integration, and great performance.

Some popular options include Banuba’s video editor SDK, Meicam SDK, IMG.LY, etc. The choice is yours to make. Just study all options thoroughly to find and integrate your perfect one.

Step 4: Play around with AI features

Now that you’ve got your platform and SDK sorted, it’s time to unleash the power of AI! Actually, there are numerous AI features to consider, but here are some that have every chance to truly elevate your users’ experience:

  • Automated editing: Using AI video editing tools, you can automatically edit your footage based on specific parameters. Want a highlight reel from your weekend camping trip? Just upload the clips, and the AI will piece together the best moments!
  • Voice recognition: Imagine being able to command your video editor with just your voice. “Hey, Editor, add a slow-mo effect to that epic jump shot!” as easy as ABC!
  • Smart soundtrack selection: Music is essential for any good video. With AI, your editor can analyze your footage and recommend the perfect soundtrack that matches the mood. No more awkward silences or mismatched beats!
  • Face filters & AR effects: Want to turn yourself into a cute puppy or add sparkles to your friends’ faces? No problem! Just drag and drop the effects onto your video clips, and let the magic happen.

The beauty of these AI features is that they transform video editing from a technical chore into a creative playground accessible to everyone, regardless of experience level and by implementing these smart capabilities, you’ll be giving your users the superpowers they didn’t know they needed, and once they experience them, they’ll wonder how they ever edited videos without them.

Step 5: Test, test, and test again

Once you’ve integrated all these cool features, it’s time to put your AI mobile video editor to the test. You can gather some friends or family, give them your newly created masterpiece, and ask them to navigate through it. At this stage, any feedback is precious, as it gives you ideas about how to make the app even better. 

Step 6: Launch your app

After enhancing and perfecting your app, it’s time to show it to the world! Upload it to platforms like the App Store or Google Play Market, make announcements on social media, resort to influencers to spread the word even further… All in all, do your best to make everyone know about your hard work!

Always keep in mind that every product (no matter how great it is) starts with a small number of users. Don’t get upset if your app doesn’t get thousands of users immediately, take your time instead. And, of course, keep gathering feedback from your users to make all necessary enhancements based on their comments. Don’t forget to analyze your users’ behavior: pay attention to which features they love, which ones they find confusing, and any cool ideas they suggest.

Conclusion

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The franchise business model demystified

The franchise business model demystified

The franchise business model demystified

March 31, 2025

The franchise business model demystified<br />

Starting a business takes guts, money, and plenty of sleepless nights, which explains why so many would-be entrepreneurs never take the step forward. Franchise business models offer an alternative road that splits the difference between working for someone else and building something totally new.

It’s estimated that there will be some 831,000 franchise establishments in the United States, proof that plenty of people see value in this approach. Franchises let you run a business with training wheels on, giving you access to proven systems, brand recognition, and ongoing support. While you’ll pay fees and follow someone else’s rulebook, you’re not completely on your own when problems pop up. 

How franchise works

The franchise setup works like a business partnership with clear rules about who does what or even simpler, think of it as renting someone else’s successful business idea rather than creating your own from scratch. The franchisor has already figured out what works, and you’re paying them to share their secrets and let you use their name. 

The deal usually starts with a chunk of money upfront, anywhere from $10,000 for a small service franchise to over $1 million for a well-known restaurant chain. Then you’ll keep paying, usually a percentage of your sales, for as long as you run the business. What do you get? A business that’s ready to go, complete with brand recognition, tested products, marketing materials, and operational guidelines that tell you exactly how to run things. 

Core principles of franchise business model

Behind every successful franchise lie a few fundamental concepts that keep both franchisors and franchisees happy.  Franchisors handle the big-picture stuff like developing products, building the brand, and creating systems that can be replicated anywhere. Meanwhile, franchisees focus on local execution, for example, running daily operations, building customer relationships, and adapting to their specific market within the system’s guidelines. The model relies heavily on standardization, which explains all those thick operations manuals that spell out everything from recipe measurements to employee uniforms

Territorial protection usually comes standard, too, meaning the parent company won’t let another franchisee open right next door and cannibalize your business. Quality control stays firmly in the franchisor’s hands through regular inspections and performance reviews, ensuring nobody damages the brand everyone shares. While financial alignment ties it all together because when your location makes more money, so does the franchisor, creating a partnership where both sides have good reason to help each other succeed.

Building the right franchise business

Building a successful franchise business doesn’t happen by accident. It takes careful planning, research, and a realistic outlook about what you’re getting into. Here’s what you need to focus on:

  • Assess your bankroll honestly: Most franchises require more capital than you initially expect
  • Match the franchise culture with your personality: Some systems are rigid and corporate, others more relaxed
  • Consider your life situation: Many franchises demand long hours and hands-on management, especially in the early years
  • Look for franchisors with proven training programs: Good training correlates strongly with franchisee success rates
  • Investigate growth potential in your territory: Market saturation can limit your business before it even starts
  • Check the franchisor’s litigation history: Frequent lawsuits from franchisees often signal deeper problems
  • Understand what marketing support really includes: National advertising might not drive customers to your specific location
  • Verify what happens if things don’t work out: Termination clauses can be brutally one-sided in many franchise agreements
  • Speak with franchisees who’ve left the system: They’ll tell you things that current owners and the franchisor won’t

Taking these steps won’t guarantee success, but they’ll dramatically improve your odds of building a franchise business that works for you rather than one that becomes an expensive lesson in what not to do next time.

Franchise business model vs. Traditional business model

Choosing between a franchise and starting your own business from scratch depends on your priorities, personality, and financial situation. So, here are the key differences you should know:

  • Decision-making: Traditional business owners have complete control over all aspects, franchisees must follow established systems and rules
  • Startup costs: Franchises typically require higher initial investment (franchise fees + setup costs); traditional businesses may cost less to launch but face more unpredictable expenses
  • Brand recognition: Franchises offer instant name recognition; traditional businesses must build their reputation from zero
  • Risk level: Traditional startups have higher failure rates, while franchises generally provide more stability through proven models
  • Profit structure: Independent owners keep all profits; franchisees share revenue through ongoing royalty payments
  • Support system: Franchises include training, marketing and operational support; traditional owners must find their own resources or learn through trial and error
  • Growth potential: Traditional businesses have unlimited upside possibilities and franchises may have territory restrictions and profit caps
  • Learning curve: Franchisees receive training to accelerate progress; independent owners typically face a steeper, costlier learning process

The best choice isn’t universal, it depends on whether you value creative freedom and unlimited opportunity more than systematic support and reduced risk of failure.

Conclusion

When you strip away all the details, franchise business models offer a middle ground between employment and traditional entrepreneurship. They’re not get-rich-quick schemes or guaranteed successes, but they do provide a clearer road with guardrails to keep you from veering off the cliff. If you’ve always wanted to run a business but feared starting completely from scratch, franchising might be your bridge between dream and reality. Just remember that even with a solid brand behind you, your success still depends on your commitment, business ethics, and ability to execute the system faithfully. Do your homework, talk to current franchisees, and understand the numbers completely, and you might find yourself joining the ranks of successful franchise owners who are glad they took the leap.

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